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Conveyancing in Temple Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/10/17

Motorists are well catered for with Temple ideally situated with good motorway access approximately 3m of the A40M.

Temple's closest station is London Blackfriars and Temple's closest airport is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

Q.

Temple attractions

A.

Brixton London Windmill, Temple Middle Temple Hall Historic Building and Holborn Lincolns Inn Great Hall Historic Building are near to Temple.

The nearest hospital for Temple is St Bartholomews London.

Q.

How do we get the best conveyancing rates in Temple for a £57k property?

A.

The lack of clarity surrounding this topic catches out many sellers and buyers, and can leave them paying far more in fees than they budgeted. Many conveyancers purport to offer theoretically cheap conveyancing, however extra charges may be added into the terms. Charges included in the terms needs to be fair and clearly defined and only apply in cases where the conveyancer must complete work beyond standard conveyancing on your behalf, which could not be anticipated at the start of the process. Your quote ought to define the disbursements to be paid.We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

I am planning to buy in Temple. Are there many conservation areas?

A.

Conservation areas preserve areas of 'special architectural and historic interest'. These restrictions can result in the buyer inheriting liability of unauthorised changes, but the benefits include security that the surroundings are unlikely to change.

Q.

Are many buyers in Temple gazumped?

A.

This takes place when a property seller accepts the first buyer's offer and then refuses it, opting for another purchaser's offer. Although being gazumped is less common in a declining market, there will always be a danger. You should instruct your solicitor as early as possible to reduce the chance of your transaction being gazumped.

Q.

What authority keeps records for checking the state of conservation areas in Temple?

A.

Following a campaign, English Heritage have conducted a survey and created a detailed list on the condition (poor to good) of conservation areas as well as the vulnerability to the area falling into disrepair. Local Temple conservation areas are specified by the local authority (Westminster) who regulate everything from including things like back illuminated signs, extensions and area development.

Q.

What kind of flood plain searches as respects the risk of floods at City Of London will the Temple conveyancing solicitor actually apply for an Edwardian building we are intending to buy?

A.

An experienced residential property conveyancing lawyer will conduct official environmental searches that incorporate Temple flood risk area data information. Furthermore a Temple property solicitor could advise a more detailed (e.g. Homcheck) local search.

Q.

Are there any mortgage lenders with Temple offices?

A.

Of lenders with local offices in Temple, we in conjunction with most. Temple lenders and mortgage specialists include East Lothian Mortgage Centre, 25 Bridge St, Musselburgh, EH21 6AA, Lawrie Roddy, 277 North High St, Musselburgh, EH21 6BQ, and Edinburgh Mortgage Advice Ltd, 47 Craigmount Avenue North, Edinburgh, EH12 8DN. The lawyer handling the work for your Temple purchase or sale will be able to give more detail.

Q.

When in the conveyancing process should I instruct a conveyancer?

A.

Whether you are buying or selling in Temple, instructing as soon as possible is wise. The legal work can then commence straight away. Some groups suggest waiting before instruction until a chain is completed, but you will then be at a serious disadvantage in the event of a contract race, or buyer eager to move quickly.

Q.

What will the Temple conveyancing solicitor advise if the home is within a Westminster planning authority conservation area that may have ill-suited window frames fitted?

A.

Local authority Requisition for search and Official Certificate of Search carried out by your solicitor during the legal process should find out if the property is inside a conservation area and any evidence of local authority approval for changes to the property will be supplied. In the event that no appropriate permissions be provided your solicitor will recommend the options for example purchasing an indemnity insurance policy or obtaining retrospective consent from Westminster council.