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Conveyancing in Temple Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/17

Motorists are well catered for with Temple ideally situated with good motorway access approximately 3m of the A40M.

Temple's closest station is London Blackfriars and Temple's closest airport is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

Q.

Temple attractions

A.

Brixton London Windmill, Temple Middle Temple Hall Historic Building and Holborn Lincolns Inn Great Hall Historic Building are near to Temple.

The nearest hospital for Temple is St Bartholomews London.

Q.

How do we get the best conveyancing rates in Temple for a £57k property?

A.

The lack of clarity surrounding this topic catches out many sellers and buyers, and can leave them paying far more in fees than they budgeted. Many conveyancers purport to offer theoretically cheap conveyancing, however extra charges may be added into the terms. Charges included in the terms needs to be fair and clearly defined and only apply in cases where the conveyancer must complete work beyond standard conveyancing on your behalf, which could not be anticipated at the start of the process. Your quote ought to define the disbursements to be paid.We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

What would the cost of conveyancing searches be?

A.

With a Homeward Legal conveyancing solicitor, clients are expected to pay at most £249 for a standard bundle of searches.

Q.

We are purchasing a Temple property with Mortgage Agency Services - what will I need to check?

A.

Buyers in Temple should know that some lenders have reduced the number of firms able to act for them. Homeward Legal can act for most UK mortgage lenders.

Q.

Are many buyers in Temple gazumped?

A.

This takes place when a property seller accepts the first buyer's offer and then refuses it, opting for another purchaser's offer. Although

being gazumped is less common in a declining market, there will always be a danger. You should instruct your solicitor as early as possible to reduce the chance of your transaction being gazumped.

Q.

If we are purchasing a property close to a rectory built in the 13th Century in Temple, will you need a chancel search?

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Temple property likely to be affected. As a result of the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Your solicitor will suggest an appropriate indemnity policy to address chancel liability. Ecclesiastical properties in this area where a chancel search may be necessary include St Catherine.

Q.

I am purchasing a home in Haggerston St Mary. Will we need a chancel search?

A.

Your property lawyer could advise that a chancel search is taken out, regardless of the parish in which the home being purchased is located. In Temple's much older areas, chancel repair dues can be collected on the owners of a home where Parochial Church Councils (PCCs) may have not done so in the past. For property in the parish of Haggerston St Mary, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What kind of flood plain searches as respects the risk of floods at City Of London will the Temple conveyancing solicitor actually apply for an Edwardian building we are intending to buy?

A.

An experienced residential property conveyancing lawyer will conduct official environmental searches that incorporate Temple flood risk area data information. Furthermore a Temple property solicitor could advise a more detailed (e.g. Homcheck) local search.

Q.

I am enquiring about council tax amounts on a residential end of terrace house in Temple, what are they?

A.

Normally a conveyancer's title report should include the Westminster council tax band. The latest tax charges for homes in Temple are set out in detail at the Westminster council website. Currently, 13 September 2012, band rates are:

  • Band A - £456.00
  • Band B - £533.00
  • Band C - £609.00
  • Band D - £685.00
  • Band E - £837.00
  • Band F - £989.00
  • Band G - £1,141.00
  • Band H - £1,369.00

 
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