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Transfer of Equity in Thatcham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

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Remortgage Solicitors Thatcham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Thatcham clients every week.

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Conveyancing in Thatcham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/01/17

Thatcham's nearest airport is Blackbushe Airport. Farnborough (TAG London) Airport is 23 miles, White Waltham Airport is 23 miles, and Booker Airport is 25 miles away and the closest station to Thatcham is Thatcham.

West Berkshire Community Newbury is the neighbouring hospital for Thatcham.

Q.

I am trying to find discount conveyancing. What should we check?

A.

Many property buyers and sellers seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many conveyancers promote so-called 'the cheapest conveyancing', but additional costs may be added into the terms. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

We are buying a property where the seller appears to have installed unbecoming window frames on the home which I think might possibly exclude the Thatcham conservation area guidelines.

A.

A lawyer is required to see if your proposed purchase is located within a conservation area, and if so, whether any alterations have essential permission. In the event that no appropriate permissions be available, your solicitor will recommend the alternatives like getting covered by an indemnity policy or obtaining retrospective consent from West Berkshire council.

Q.

Is simultaneous exchange and completion a disbursement or fee?

A.

A good quote will itemise disbursements and fees, clearly stating which is which. This cost is a fee not a disbursement. It should be included in a conveyancing quote.

Q.

What will the council tax cost on a Thirties Band B maisonette in Thatcham?

A.

The band should almost always be detailed in the conveyancing report on title along with the governing local authority

Up-to-date charges for residents of Thatcham are detailed online at the West Berkshire council site. On (21 August 2012) the rates are:

  • Band A - £1,002.00
  • Band B - £1,169.00
  • Band C - £1,336.00
  • Band D - £1,503.00
  • Band E - £1,837.00
  • Band F - £2,171.00
  • Band G - £2,505.00
  • Band H - £3,006.00

Q.

If we are buying a property on the same street as a 1400s vicarage in Thatcham, will I need to get a search for chancel liability?

A.

Property owners proximate to churches may be required to cover the cost of repairs. This is referred to as chancel repair liability. A chancel search checks that such a liability exists. A solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Thatcham church properties which may give rise to chancel liability include St Barnabas and St Mary.

Q.

What particular property searches should a Thatcham property solicitor apply for a Thatcham flat?

A.

Standard conveyancing protocol will be to get the following Local Authority (council), Drainage and Water Search (CON29DW or personal) and Environmental, and possibly specific local searches for example Chancel Check.

Q.

In relation to the serious flooding in the UK in April 2012 I am apprehensive that conveyancing and environmental searches might not be thorough enough?

A.

Flood searches carried out by your conveyancer in Thatcham should also include the far more in depth search (Landmark) if the risk warrants it.

Sometimes property buyers to speak to a neighbour or local resident for some more assurance if you are still worried or regional Berkshire flood repair builder, such as: M & J Deacon Builders Ltd, St. Anton Bucklebury Alley, Cold Ash, Thatcham, RG18 9NJ Tel: 01635 200377.

Q.

We are buying on a new development brownfield land. We have learnt that barium (Ba) soil contamination may be an issue.

A.

Thatcham and the surrounding region has a legacy of chemical contamination. Other sources of contaminated land include water contaminants such as organic compounds.

 
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