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Transfer of Equity in Thrapston

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Thrapston

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Thrapston clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Thrapston Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

Thrapston's nearest train station is Kettering. The nearest airport to Thrapston is Cambridge City Airport.

Cransley Hospice Kettering is the nearest hospital to Thrapston.

Q.

How do we find fixed rate conveyancing in Thrapston?

A.

Numerous conveyancers claim to offer so-called cheap conveyancing, but extra charges are frequently hidden in small print. Any charges should be reasonable and clear and only come into force where your solicitor is required to complete extra work , which could not be anticipated at the start of the process. Our online quote calculator will generate an accurate quote for your transaction.

Q.

Can you address how to get out of paying out for stamp duty land tax?

A.

Stamp Duty Land Tax (SDLT) is usually payable on home purchases sold for over one hundred and twenty-five thousand pounds. Stamp duty avoidance should not be considered when purchasing in Thrapston. These schemes are often uneconomical and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed. There have been a small number of legal initiatives, such as relief for buyers in 'disadvantaged areas'.

Q.

Do I need to get a property survey?

A.

Homeward Legal heavily advise that most purchasers order a property survey. There are a wide range of problems which affect a property, that a solicitor will be unable to address, for example corrosion of pipework or poor drainage.

Q.

How soon is it appropriate to arrange a conveyancer in Thrapston?

A.

Whether buying or selling, as soon as possible. The legal work can then start immediately. Instructing a conveyancing solicitor early for a purchase can mean that your offer may be taken more seriously if you already have a solicitor instructed, or, if you

are selling a property, information, especially from slow third-parties, can be requested even prior to accepting an offer.

Q.

Which lender panels in Thrapston are you a member of?

A.

The Homeward Legal partnership can work with many lenders. A number of mortgage specialists operate in Thrapston, including Mortgage Doctors Ltd, 6 Redhouse La, Hannington, Northampton, NN6 9SZ, Richmond Kerr Associates, 6B Main St, Lyddington, Oakham, LE15 9LT, and Mortgage Centre, 7 The Jamb, Corby, NN17 1AY.

Q.

How much is the council tax on a period converted Band G building in Thrapston?

A.

You should be informed about your house's council tax band as part of the conveyancer's title report. The correct rates for residents of Thrapston are set out in detail at the Kettering council website. At the time of authoring on 01 February 2013 rates are:

  • Band A - £953.00
  • Band B - £1,112.00
  • Band C - £1,270.00
  • Band D - £1,429.00
  • Band E - £1,747.00
  • Band F - £2,065.00
  • Band G - £2,382.00
  • Band H - £2,859.00

Q.

I have found plenty of very helpful documents going into great depth on how to do DIY conveyancing. Do we need to instruct a solicitor in Thrapston ?

A.

There is absolutely no argument why a seller cant apply this approach and conceivably take care of the bulk of the legal process without an experienced Thrapston conveyancing solicitor.

However, a conveyancing solicitor in Thrapston is familiar with a long list of functions ranging from chasing any missing replies/clarifications to enquiries and ensuring the seller is the rightful owner which require the relevant training. Even more importantly amateur lawyers are not covered by suitable insurance that all legal firms are duty bound to carry.

Q.

Which zones of Thrapston are safeguarded by a designated conservation area?

A.

Conservation areas specify neighbourhoods of historical merit. Your solicitor will offer more information and address the impact buying in a conservation area may have.

 
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