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Conveyancing in Tilehurst Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/10/17

Tilehurst is about 1m of junction entry 12 Westbound of the M4.

Tilehurst's closest airport is White Waltham, Waltham Rd Airport (13 miles). Heathrow Terminal 5 Airport is 25 miles, Farnborough (TAG London) Airport is 17 miles, White Waltham Airport is 13 miles, Blackbushe Airport is 14 miles and Booker Airport is 16 miles away and Tilehurst's nearest train station is Tilehurst.

Prospect Park Reading is the neighbouring hospital for Tilehurst.

Q.

How do we get the cheapest conveyancing solicitors in Tilehurst?

A.

Both high-street and online law firms promote so-called 'the cheapest conveyancing', however extra charges are frequently hidden in the solicitor's terms of engagement. Busy, stressed property buyers and sellers ignore these terms at their peril. Extra fees ought to be fair. A quote should also clearly state any disbursements.The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

Which of the lender panels in Tilehurst are your solicitors on?

A.

Most lenders in Tilehurst are on our panels. Tilehurst lenders and mortgage specialists include Beechwood Mortgages Ltd, 68 School Rd, Tilehurst, Reading, RG31 5AW, I G Mortgages, 51 Westwood Rd, Tilehurst, Reading, RG31 5PL, and Village Financial Services, 92 School Rd, Tilehurst, Reading, RG31 5AU.

Q.

The lender will be GE Money Home Lending, what do we need to be aware of?

A.

Buyers should be aware that some lenders have reduced the number of firms on their approved panel, resulting

in increased conveyancing costs for house purchasers in cases where the solicitor cannot act for their lender, and another must also be instructed. Homeward Legal can act for most mortgage lenders.

Q.

Do I need to employ the lawyer who works with by the agent?

A.

Many agents will have referral deals with solicitors whereby they refer conveyancing work to them. However, if the agent is paid a fee by the solicitor, the agent may prefer to suggest the solicitor willing to pay the highest referral fee, not the best value for you.

Q.

What type of due diligence about the risk and history of possible flooding in the Berkshire area will a solicitor in Tilehurst look over?

A.

A residential property conveyancing lawyer conducts official conveyancing searches that will include Tilehurst flood risk area data. In addition your Tilehurst solicitor may propose a more detailed specialist search.

Q.

Do I need to get a property survey for this home purchase?

A.

It is suggested that Tilehurst property purchasers book a house surveyor to carry out a survey if you are intending to buy in Tilehurst. There are many problems that have a negative impact on a property, such as flat roof leaks.

Q.

What do we need to calculate SDLT in Tilehurst, and what should we budget for a £708000 home?

A.

The Stamp Duty due is based on the purchase price. For a property bought for £708000, the SDLT rate is £28320.

Q.

Will the fixtures and fittings list things like external light fixtures?

A.

Property buyers are often frustrated by confusion regarding what fixtures and fittings are included. To avoid misunderstandings, a fixtures and fittings form should be agreed, clarifying to both parties what items will stay, and which will be removed.