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Transfer of Equity in Tisbury

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Tisbury

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Tisbury clients every week.

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Conveyancing in Tisbury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/17

Tisbury's closest train station is Tisbury and Bournemouth International Airport is 23 miles from Tisbury.

Westminster Memorial Shaftesbury is a nearby hospital for Tisbury.

Q.

We need to find a discount conveyancing estimate. and what is included?

A.

This point catches out many buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many conveyancers advertise cheap conveyancing. However additional costs can pad the final bill. The conveyancing quote ought to define any disbursements.

Q.

Our agent has put forward the law firm who they generally use. Will it be easier to use this firm?

A.

If you choose a conveyancer referred through this route, you your agent may be able to induce a slow solicitor to work faster. Such referrals should be compared against alternatives, such as local solicitors, or firms found online, as it may be the case that the agent recommends the firm which pays to the largest referral fee, not the most appropriate choice.

Q.

Will our Tisbury conveyancer tell me about the amount to be paid of council tax for a Band B property before exchanging contracts?

A.

The property lawyer will consult with the council to enquire about the latest council tax band and rates, which should then be detailed in the conveyancer's title report. The correct rates for properties in Tisbury are detailed at the Wiltshire local authority site. At the time of writing on 19 June 2012 the different rates are:

  • Band A - £1,010.00
    >
  • Band B - £1,179.00
  • Band C - £1,347.00
  • Band D - £1,515.00
  • Band E - £1,852.00
  • Band F - £2,189.00
  • Band G - £2,525.00
  • Band H - £3,031.00

Q.

Property conveyancing searches are based on past data and when you factor in recent events for instance the major flooding in Sept 2012 in South West England, are they the ideal way to determine enough about the Tisbury flood risk area?

A.

The lawyer in Tisbury will include flood risk searches if the environmental search determines a Tisbury flood risk area data

For greater area background you can get in touch with a neighbour.

Q.

Is a home buyers survey sensible when purchasing a home in Tisbury?

A.

It is firmly advised that you arrange a RICS surveyor to carry out a survey when you plan to buy in Tisbury. There are a range of defects that can negatively affect a property, which a conveyancing solicitor will not report on. These can include cracks in walls.

Q.

Are there many buyers in Tisbury gazumped?

A.

The convention of choosing to reject the first offer post-acceptance when a better one is made by another buyer is known as gazumping. Although being gazumped is less common in a declining market, there will always be a danger. Instructing a conveyancing solicitor early, and even before acceptance of an offer is a key first step to reducing this risk.

Q.

How can we determine stamp duty, and what amount should we budget for a £1049000 Tisbury property?

A.

The Stamp Duty Land Tax you must pay depends on several factors, including the purchase price. For a Tisbury property sold for £1049000, the rate will be £52450.

Q.

Conveyancing solicitors in Tisbury apply for formal conveyancing searches when instructed by a property purchaser - what actual ones?

A.

If obtaining a mortgage the lender requires you to at least specific searches, including - Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environmental, and occasionally less common searches, which might include Index Map Search (SIM).

 
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