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Conveyancing in Todmorden Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/10/17

The nearest train station to Todmorden is Todmorden, approximately a mile away. The nearest airport to Todmorden is Eccles, Barton Aerodrome Airport (21 miles). Leeds Bradford Airport is 21 mile and Eccles Airport is 21 mile away.

Hurstead, Birch Hill is the closest hospital.

Q.

I need a firm that offers cheap conveyancing. What should be watch out for?

A.

Many firms offer 'the cheapest conveyancing quotes', but additional fees will be included in the small print, left unregarded by busy buyers Third party costs, termed disbursements, to be paid should also be clearly stated on the conveyancing quote. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

It seems that beryllium soil contamination may be an issue in Todmorden. Please advise.

A.

With the history of industry in parts of Todmorden, top-soil contamination is inescapable. Also considering issues such as organohalides and groundwater contamination, contaminants affecting Todmorden property will be factored into an environmental search.

Q.

How many mortgage lenders in Todmorden do you work with?

A.

Most lenders in Todmorden are on our Todmorden solicitors' panel. Local mortgage lenders and brokers include Atkinson-Sawdon Richard, Hollins Croft/The Hollins, Todmorden, OL14 8BJ, and Finance

Assured Ltd, 5 Bridge St, Todmorden, OL14 5AQ. The lawyer whom you have instructed can provide more information.

Q.

Which local authority is responsible for Todmorden?

A.

Todmorden is located in Calderdale Metropolitan Borough Council, Town Hall, Crossley Street, Halifax, Yorkshire, HX1 1UJ, Tel: 0845 245 6000

Q.

Nationwide will be our mortgage lender, what will I need to be aware of?

A.

Recently, a number of lenders have reduced their 'solicitor panel', potentially creating higher conveyancing costs for house purchasers. Homeward Legal can act on behalf of all large UK mortgage lenders, ensuring that an additional lawyer will not be required to act for your lender.

Q.

Will the Todmorden property's fixtures and fittings list rugs?

A.

Chiefly, there is not a legal definition of 'fixtures and fittings'. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

At what point do you need to find a solicitor in Todmorden?

A.

Generally, instructing as early as possible is better, as the legal work can commence immediately. Some sources advocate holding off instruction until an offer has been firmly agreed, but opting to delay can jeopardise your sale or purchase.

Q.

Todmorden conveyancers get formal searches when they are instructed by a buyer - what specific searches?

A.

When you are getting a mortgage the lender insist that particular searches, including the following Local Authority, Drainage and Water Search (CON29DW or personal) and Environment Search as well as any area-specific searches for instance Index Map Search.