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Transfer of Equity in Torfaen

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Torfaen

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Torfaen clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Torfaen Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

The closest station to Torfaen is Cwmbran. The closest airport to Torfaen is Cardiff Airport. Bristol Airport is 24 miles away.

County Griffithstown is the most convenient hospital to Torfaen.

Q.

On the purchase of a £674,000 property, what will be the fees? We need to find affordable conveyancing in Torfaen.

A.

Numerous law firms purport to offer supposedly 'the cheapest conveyancing quotes'. However additional charges may increase your final invoice. A quote for conveyancing in Torfaen should state third party costs, termed disbursements, to be paid. Any extra charges found in terms of engagement needs to be fair and clearly defined. They be applicable if your conveyancer must complete additional work in your interest, which could not be anticipated at the start of the process. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Do we need to be concerned about fixtures and fittings?

A.

Property buyers are often frustrated by confusion regarding what fixtures and fittings should be included in a purchase. For many purchases, this is overlooked, making agreement of a comprehensive list of included items so essential.

Q.

As a consequence of the flooding in 2012 we are worried that property conveyancing searches won't be thorough enough?

A.

Property environmental searches handled by your Torfaen lawyer should also include the far more informative search (Landmark) if it is felt necessary.

If you are still apprehensive you might try to speak to a neighbour.

Q.

Should I get a building surveyor to view this property purchase?

A.

The Royal Institution of Chartered Surveyors recommend that you order a property survey if you are planning to buy in Torfaen. Numerous defects have a negative impact on a property, which include severe weathering or rotten roof timbers. Such issues will not be considered during the conveyancing work itself.

Q.

Would you recommend that I get a chancel liability search when my partner and I are purchasing by parsonage land in Torfaen?

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Torfaen Church council. A chancel search is employed to check whether such a liability exists.

Q.

I am enquiring about council tax amounts on a Sixties end of terrace property in Torfaen, how much are they?

A.

Commonly, a title report will contain the appropriate Torfaen council tax band.

The correct rates for residents of Torfaen are published at the Torfaen council site. At the time of writing, 25/09/2012, rates are:

  • Band A - £805.36
  • Band B - £939.59
  • Band C - £1,073.81
  • Band D - £1,208.04
  • Band E - £1,476.49
  • Band F - £1,744.95
  • Band G - £2,013.40
  • Band H - £2,416.08

Q.

Lawyers in Torfaen apply for formal conveyancing searches when acting for a buyer, which particular ones?

A.

If obtaining a mortgage a mortgage lender expects at least the following Local Authority, Drainage Search and Environment Search and, depending on certain criteria, area-specific searches e.g. a Index Map Search (SIM).

Q.

What can contaminate land in Torfaen, and are they properly investigated?

A.

Numerous of contaminants caused by factors caused by man and by nature can impair residential property in Torfaen, like shallow mining. An environmental search can provide much more clarity.

 
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