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Conveyancing in Torfaen Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

The closest station to Torfaen is Cwmbran. The closest airport to Torfaen is Cardiff Airport. Bristol Airport is 24 miles away.

County Griffithstown is the most convenient hospital to Torfaen.

Q.

On the purchase of a £674,000 property, what will be the fees? We need to find affordable conveyancing in Torfaen.

A.

Numerous law firms purport to offer supposedly 'the cheapest conveyancing quotes'. However additional charges may increase your final invoice. A quote for conveyancing in Torfaen should state third party costs, termed disbursements, to be paid. Any extra charges found in terms of engagement needs to be fair and clearly defined. They be applicable if your conveyancer must complete additional work in your interest, which could not be anticipated at the start of the process. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Should I get a building surveyor to view this property purchase?

A.

The Royal Institution of Chartered Surveyors recommend that you order a property survey if you are planning to buy in Torfaen. Numerous defects have a negative impact on a property, which include severe weathering or rotten roof timbers. Such issues will not be considered during the conveyancing work itself.

Q.

Lawyers in Torfaen apply for formal conveyancing searches when acting for a buyer, which particular ones?

A.

If obtaining a mortgage a mortgage lender expects at least the following Local Authority, Drainage Search and Environment Search and, depending on certain criteria, area-specific searches e.g. a Index Map Search (SIM).

Q.

I am taking out a mortgage in Torfaen with Co-operative Bank, what do we need to check?

A.

Traditionally, almost all conveyancing solicitors could act for the large mortgage lenders. In some cases, lenders have opted to reduce the size

of their 'solicitor panel'. For house purchasers, this can result in significantly increased legal costs. Homeward Legal, though, are able to act on behalf of most lenders in the UK to ensure that you will not need to pay an additional fee for your lender's solicitor.

Q.

I am on a tight budget , Can doing the conveyancing on a DIY basis without the help of a Torfaen conveyancing solicitor help save any cash?

A.

Technically speaking there is absolutely no reason why you cant undertake the legal work on your own. However, a conveyancer handles a long list of exercises such as raising additional enquiries or collating and preparing contract and package many of which are more safely handled with appropriate a qualified solicitor. AT any rate legal practices must possess the appropriate insurance cover to shield you from any losses you encounter.

Q.

We are buying in Torfaen. Are there many areas of conservation in the area?

A.

The areas around Torfaen include a number of areas of 'special architectural and historic interest' designated as conservation areas. The local authority will be able to provide more details about local conservation areas, and the conveyancing solicitor handling your purchase will confirm potential liability for unauthorised works.

Q.

Which Torfaen areas are eligible for stamp duty relief?

A.

Disadvantaged areas are identified by ward boundary. Disadvantaged areas in the local area Torfaen include Trevethin, St. Cadocs and Penygarn, Cwmyniscoy, Abersychan, Upper Cwmbran, Brynwern, St. Dials, Snatchwood, Greenmeadow, Blaenavon and Pontnewynydd. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

Do your house conveyancing solicitors do the legal conveyancing of residential property auction properties in Torfaen?

A.

Our CQS solicitors frequently get instructed by buyers and sellers at auction. Conveyancers strongly recommend buyers at auction to decide on a an experienced property conveyancing lawyer well before the property auction date for a full review of the sellers pack. Subsequently, following the auction day itself a lawyer should be geared up to conclude the auction conveyancing process in under 28 days after exchange of contracts as typically required by the terms of sale.