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Transfer of Equity in Torquay

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Torquay

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Torquay clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Torquay Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/11/16

In reference to the 2011 national census the population of Torquay 281,404 spread over an area of 285,696 acres (115,617 hectares) which equals a residential population density 1.0 people per acre (2.4 per hectare).

Torquay train station is approximately a mile from Torquay. Torquay's closest airport is Exeter International Airport.

Q.

Torquay points of interest

A.

Berry Head Lighthouse, Kirkham House English Heritage and Berry Pomeroy Castle English Heritage are easily accessible from Torquay.

The closest hospital is Mount Stuart Torquay.

Q.

Can you confirm your cheapest fee for a £596,000 house? I am looking for a low cost conveyancing quote in Torquay.

A.

Numerous law firms advertise cheap conveyancing. Often additional costs are often hiding in small print, left unread by preoccupied property buyers and sellers Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

Do I need to get a property survey?

A.

The Royal Institution of Chartered Surveyors recommend that the majority of purchasers in Torquay instruct a RICS surveyor to undertake a survey. Buyers should be aware that there are a range of concerns that have a negative impact on a property, which include unsafe chimney circulation or corrosion of pipework, and these will not be addressed by your conveyancing solicitor.

Q.

Is it advisable to get a chancel search if we are buying a Torquay property near church land?

A.

The result of a court case between a parish council and owners of neighbouring farmland liable for church repairs confirmed that chancel repair liability could be enforced. Liability has the potential to impact the value of a Torquay property, but an indemnity policy may be available to protect the new owners. Torquay church properties where a chancel search may be appropriate include Saint Martin's, Barton, St John the Baptist, St John the Baptist and St John the Baptist.

Q.

The property seller looks to have fitted windows which we think might infringe Torre Tormohun conservation area guidelines.

A.

A solicitor will verify if the property is within a conservation area, and if so, whether any modifications have the requisite permission from the local planning authority.Should no appropriate consents can be provided, your solicitor will give you professional advice on all options like buying an indemnity insurance or seeking retrospective approval from Torbay council.

Q.

Which environmental factors can contaminate land in Torquay, and will they be properly investigated?

A.

Several contaminants caused by natural causes and human activities may impair residential property in Torquay . Contaminants including local historic industrial processes should be reported on during conveyancing searches.

Q.

Are some of the Torquay conservation areas are in a neglected state?

A.

A recent account of the condition of conservation areas is reported by English Heritage - the following areas and information are currently to be found at the English Heritage website: Torquay Harbour is recorded as very bad with low vulnerability and condition improving significantly, Torre with Tormohun with Torquay is recorded as very bad with medium vulnerability and condition improving, Brixham Town is recorded as very bad with low vulnerability and no significant change.

Phone 01803 207787 for more information.

Q.

How long may conveyancing to purchase property require? I need a fast service.

A.

Generally speaking, the number of weeks required to transact residential property is not wholly predictable, with reference to several factors which may include where a party does not quickly respond an enquiry. Our conveyancing solicitors work hard to ensure your move is undertaken with the utmost care and speed.

Q.

Our mortgage lender is Topaz Finance, what do I need to be aware of?

A.

Buyers should know that, in some cases, lenders are now limiting the firms who can act for them. This can mean increased conveyancing costs for purchasers. Homeward Legal are able to act for many mortgage lenders so that you will not be required to pay your lender's conveyancing fees.

 
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