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Transfer of Equity in Torrington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Torrington.

Remortgage Solicitors Torrington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Torrington clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Torrington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Exeter International Airport is 35 miles from Torrington. and the closest station to Torrington is Chapelton, around 7 miles away.

Torrington Cottage is the closest hospital for Torrington.

Q.

We need a low cost conveyancing quote. What should be watch out for?

A.

Various conveyancers advertise supposedly cheap conveyancing, but extra fees are often hiding in the small print, left unread by preoccupied buyers Third party costs, termed disbursements, to be paid must also be stated on a conveyancing quote Any additional fees which are listed in terms and conditions ought to be fair and reasonable. They only apply in cases where your solicitor must complete additional work , which could not be anticipated at the start of the process. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

How much will searches be?

A.

With Homeward Legal, conveyancing clients are charged at most £249 for a standard search bundle. The most frequently used searches include a mining search and an environmental search.

Q.

Which Torrington lender panels are your solicitors members of?

A.

We work with the majority of lenders assisting Torrington buyers. Local mortgage lenders and brokers include Mortgage Shop, 13 Gold St, Tiverton, EX16 6QB, Beadells, Kildare, Roadwater, Watchet, TA23 0RG, and Wyatt Michael, Queensgate Ho/48 Queen St, Exeter, EX4 3SR.

Q.

We are buying a £494000 residence in Torrington, what will be calculated for stamp duty?

A.

The SDLT you will owe is calculated with reference to a small number of factors, primarily the house's purchase price. It will be £14820 on a £494000 home.*

*(Source - www.gov.uk, 15/01/2013)

Q.

Our lender is Dunfermline Building Society - what will we need to consider?

A.

In some cases, lenders have reduced the number of firms on their approved panel. This can mean increased conveyancing costs for property buyers. We, though, will act for many lenders, keeping buyers' legal costs to a minimum.

Q.

I am planning on buying a 1940s investment flat in a designated conservation areas, how do I locate more details in respect of the state of repair?

A.

English Heritage, a government body, have conducted a survey and created a list in relation to the condition of conservation areas along with the vulnerability to deterioration or improvement. Conservation areas are designated by Torridge who preserve things like the historic layout of roads to ugly shop fronts.

Q.

Is it dangerous to avoid paying stamp duty on a house?

A.

We strongly advise against any stamp duty mitigation scheme, as such schemes are costly and very risky.

Q.

Is your solicitor team geared up for 1 month completions on the legal conveyancing of auction properties in Torrington?

A.

Our firm commonly do the legal conveyancing buyers and sellers at auction. Our conveyancers have been instructed by numerous successful bidders at regional property auctions that include Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Normally hard to value homes e. g. development land, are sold in auctions and these want increased review. Homeward Legal therefore encourage that purchasers select a SRA regulated conveyancing lawyer before the auction day to give enough time for a full report of the auction legal pack.

Post auction day a prepared property conveyancing lawyer should be geared up to finalise the purchase within 28 days after exchange of contracts, a requirement of standard auction conditions.

 
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