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Conveyancing in Totland Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/04/18

Totland attractions and landmarks

The Needles Old Battery National Trust , Needles Lighthouse, Hurst Castle English Heritage and Norton IOW Fort Victoria Marine Aquarium Aquarium are near to Totland.

Totland's nearest airport is Bournemouth International Airport. Southampton Airport is 21 mile s, Bembridge IoW Airport is 20 miles, Sandown IoW Airport is 16 miles and away and Lymington Pier station is almost 6 miles from Totland.

The closest hospital to Totland is Milford War Memorial.

Q.

What do you charge for the legal fees on a 436,000 home? We need low cost conveyancing in Totland.

A.

Many law firms offer theoretically 'the cheapest conveyancing quotes', but additional costs may be added into the solicitor's terms of engagement. Any disbursements should also be included on a conveyancing quote Additional fees which are listed in the small print ought to be reasonable and clear. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

When buying a unique investment flat within a conservation area in Totland. How do we find more information relating to the standard of repair of the Totland conservation area?

A.

Local conservation areas are created by the local authority (Isle of Wight) who preside over things like paths to neon signs. English Heritage, a government body, have produced details of the condition (poor to good) of conservation areas as well as the risk of the area falling into disrepair.

Q.

Would you advise that we get a chancel liability search? We are purchasing a Totland house on the same street as priory land.

A.

In Totland, some owners can be required to fund upkeep of a medieval church. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced.

Q.

To complete on our property purchase ASAP, how do we get a fast conveyancing transaction?

A.

As is widely reported, finding a communicative solicitor is key a fast transaction. When finding a suitable a solicitor, you should ask yourself the following: Did you experience any delays when requesting a quote? Do they use email? Are they 'no move, no fee'? This can incentivise a faster transaction.

Q.

How many weeks does be accounted for conveyancing need?

A.

The amount of time taken to transfer property does vary. This is influenced by a range of aspects. These could include whether a mortgage is involved. With our solicitors, the matter is undertaken as quickly as possible.

Q.

Barclays Bank is going to be our mortgage lender - is there anything I need to check?

A.

House buyers should be aware that some lenders are now reducing their 'solicitor panel', resulting in higher legal costs for house purchasers if the lender insists upon their own conveyancing solicitor . Homeward Legal will act for all major UK mortgage lenders.

Q.

Which local authority is responsible for Totland?

A.

Totland is located in Isle of Wight Council, County Hall, Newport, Isle of Wight, PO30 1UD, contact: 01983 821 000

Q.

We are buying a £56000 residential property in Totland, how is stamp duty rates assessed?

A.

Stamp Duty Land Tax depends on the value of the home. It will be £0 on a £56000 Totland property.