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Conveyancing in Ulverston Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/01/18

Ulverston's closest train station is Dalton at 4 miles. Walney Aerodrome Airport is 8 miles from Ulverston.

Abbey Park Barrow in Furness is the neighbouring hospital to Ulverston.

Q.

What are the best rates for conveyancing for a £145,000 house?

A.

Various law firms claim to offer cheap conveyancing quotes, however additional costs will be included in the small print which unwary sellers and buyers fail to check. Any disbursements should be included on a conveyancing quote Additional costs which are listed in the terms needs to be reasonable and clear. They only apply in cases where your conveyancer must perform additional tasks on your behalf, which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Which mortgage lenders in Ulverston do you work with?

A.

Of lenders with local branches around Ulverston, we with the bulk of them. Ulverston lenders and mortgage specialists include Furness Building Society, 20 New Market St, Ulverston, LA12 7LN, Santander, 17 New Market St, Ulverston, LA12 7LQ, and McCaffrey Mortgages, 41 Central Dr, Ulverston, LA12 9JN. The lawyer handling the work for your Ulverston purchase or sale will be able to address any specific requests your lender may have.

Q.

What does 'gazumping' really mean?

A.

This arises when a house seller accepts an offer and then rejects it in favour of a better offer. This may happen even months into a sale. Though gazumping is uncommon when property prices are falling, there is still a risk. To reduce the likelihood of being gazumped, consider instructing your solicitor as early as possible.

Q.

Do I need to opt for the conveyancing solicitor who usually works with by my estate agent?

A.

The agent will often endorse a solicitor. However, if they are paid a referral fee, the agent may recommend the firm which pays to the largest referral fee, not the most appropriate choice.

Q.

We are going to buy a period house in the boundary of conservation areas. Where can I find details in relation to the state of upkeep?

A.

Conservation areas are nominated by Barrow-in-Furness who preserve things like property boundaries to new developments.

English Heritage, a government body, have assembled information of the state of repair of conservation areas in England along with the exposure to deterioration.

Q.

If we plan to purchase near Ulverston, in the parish of Soulby, do we need a chancel search?

A.

Whether you are buying a building in Ulverston or elsewhere in the county, the solicitor responsible for your move may suggest that a chancel search be ordered. Although some Parochial Church Councils have exercised their right to exact chancel repairs on the current owners of land subject to chancel liability, a conveyancing solicitor cannot verify that a parish which has not been subject to chancel liability in the past will not continue to be so. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

We are buying on a new development brownfield site. Is the soil potentially contaminated?

A.

Ulverston's local area has a history of contamination from industry, agriculture and the natural environment , like much of the UK. Various bodies hold data on land contaminants affecting Ulverston, including local authorities.

Q.

Is a chancel repair liability search a disbursement or fee?

A.

Disbursements and fees ought to be clearly identified on a quote. This charge is a disbursement not a fee, and is passed on at cost.