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Conveyancing in Verwood Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/04/18

The closest train station to Verwood is Pokesdown. Verwood's closest airport is Bournemouth International Airport (7 miles). Southampton Airport is 23 miles and away.

St Leonards Community is the nearest hospital to Verwood.

Q.

How do I find a discount conveyancing quote?

A.

This catches out many property buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors promote theoretically cheap conveyancing quotes. However additional costs may inflate your solicitor's invoice. Extras should be fair. Your conveyancing quote should state costs to be paid to third parties, like the local authority, (disbursments).The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Do fixtures and fittings include things like free-standing kitchen appliances?

A.

There is no clear definition of fixtures and fittings, which can often lead to conflict post-completion. A fixtures and fittings form can avoid any disputes, saving heartache once the sale is completed.

Q.

We are buying a £156k, how is stamp duty rates assessed?

A.

Stamp Duty Land Tax depends on the purchase price of the property. For a home purchased for £156k, SDLT is £1560.

Q.

Handling the legal work without the support of a Verwood conveyancer appears to be becoming possible when buying and selling a home. Would it really be imprudent ?

A.

There is absolutely no argument why a seller cannot look after the majority of the legal work without the help of conveyancer in Verwood.

That said, a property lawyer handles a long list of jobs ranging from approving enquiries on searches and interpreting management accounts which need the relevant training. Critically do it yourself conveyancers will be working without the

appropriate professional indemnity insurance that all legal practices are made responsible to pay for.

Q.

Will a report on title prepared by the property solicitor in Verwood outline relevant rates of council tax on a Band C townhouse prior to contracts are exchanged?

A.

A conveyancer will speak to the East Dorset local authority to ascertain the appropriate council tax charges which will then be written in the title report.

The latest tax charges for properties in Verwood are set out in detail on the East Dorset local authority website. Currently, 25 February 2013, rates for all bands are:

  • Band A - £1,093.00
  • Band B - £1,275.00
  • Band C - £1,457.00
  • Band D - £1,639.00
  • Band E - £2,003.00
  • Band F - £2,367.00
  • Band G - £2,731.00
  • Band H - £3,278.00

Q.

Would arranging a house survey be a good idea when we are buying property in Verwood?

A.

Homeward Legal strongly recommend that all purchasers in Verwood order an inspection when buying in Verwood. Buyers should be aware that there are many issues that have a negative impact on a property, that a solicitor will be unable to address, such as cracked roof tiles.

Q.

My mortgage lender will be Platform Home Loans - what do I need to be aware of?

A.

Buyers in Verwood need to be aware that some lenders have reduced the number of firms on their approved panel, which may result in greater legal costs for buyers. We can act for all major mortgage lenders to ensure that you will not need to pay the lender's legal fees.

Q.

Do you recommend that we get a chancel search if you are buying in Verwood close by rectory land?

A.

Owners of property in a neighbourhood near specific local church buildings must contribute towards repairs, where chancel repair liability exists. Parochial Church Councils in Verwood must register their interest over property by October 2013, simplifying the chancel search process. A solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Ecclesiastical properties in Verwood where a chancel search may be appropriate include St Michael & All Angels.