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Transfer of Equity in Victoria Park

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Victoria Park

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Victoria Park clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Victoria Park Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Victoria Park's nearest airport is Cardiff Airport. Bristol Airport is 23 miles away and Victoria Park's nearest station is Waungron Park.

Lansdowne Cardiff is a relatively close hospital.

Q.

How do I find a cheap solicitor to purchase a home?

A.

Many solicitors advertise theoretically 'the cheapest conveyancing'. Unfortunately additional costs are often hiding in small print. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

I am concerned about council tax charges on a residential semi-detached property in Victoria Park, what are they?

A.

As a rule a conveyancer's title report will give information the relevant Cardiff council tax band. Up-to-date charges for properties in Victoria Park are published on the Cardiff local authority website. At the time of writing, 21 October 2012, the different rates are:

  • Band A - £738.47
  • Band B - £861.55
  • Band C - £984.63
  • Band D - £1,107.71
  • Band E - £1,353.87
  • Band F - £1,600.03
  • Band G - £1,846.18
  • Band H - £2,215.42

Q.

For what reason does Victoria Park property legal work take so long? Is it not simply form-filling?

A.

The conveyancing process will sometimes take more time than budgeted. We work hard to diminish the effect of these delays whenever possible. Delays include waiting for responses from third parties.

Q.

In a few weeks I am going to be moving out of our terraced home near Victoria Park into our next house in Tongwynlais . When to select a home removal company?

A.

It is prudent to is for buyers to hold off making arrangements with a removal company until such time as you and

the other side has settled an absolute completion date that occurs once final contracts are signed. For a local Cardiff company REDS, 26 Nesta Rd, Cardiff, CF5 1HT on 07772 717903 or Direct Removals, 156 Lansdowne Road, Cardiff, CF5 1JT Phone: 029 20232795.

Q.

Can you suggest how to defer paying out for HMRC stamp duty?

A.

Stamp duty mitigation is not recommended, because these schemes are often uneconomical and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Which body has overall responsibility for logging the state of neglect conservation areas in Victoria Park?

A.

Local Victoria Park conservation areas are created by the local authority (Cardiff) who govern conservation area concerns from including things like back illuminated signs, the colours of paint used and the historic layout of roads. English Heritage, a government body, have produced records in relation to the state of repair of conservation areas in Cardiff and throughout England as well as the vulnerability to a decline in standards.

Q.

Flood risk searches are based on archived data and when you consider recent climactic events such as the major river flooding in Wales, are they the ideal way to ascertain sufficient information about the changing Victoria Park flood risk?

A.

A thorough conveyancer in Victoria Park will advise you to apply for flood searches if the standard conveyancing searches spots a Victoria Park flood risk area

It could be worth trying to also converse with a future neighbour for additional information.

Q.

When is it wise to instruct a conveyancing solicitor?

A.

In the vast majority of cases, the earlier in the process you can instruct a conveyancing solicitor, the better. The legal work can then begin very early in the process. Prompt instruction of a firm for a sale can mean that prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers, whereas if you are buying you can shave days off the process by having the details of your instructed solicitor ready when you make an offer.

 
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