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Conveyancing in Victoria Park Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/04/18

Victoria Park's nearest airport is Cardiff Airport. Bristol Airport is 23 miles away and Victoria Park's nearest station is Waungron Park.

Lansdowne Cardiff is a relatively close hospital.

Q.

How do I find a cheap solicitor to purchase a home?

A.

Many solicitors advertise theoretically 'the cheapest conveyancing'. Unfortunately additional costs are often hiding in small print. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

When is it wise to instruct a conveyancing solicitor?

A.

In the vast majority of cases, the earlier in the process you can instruct a conveyancing solicitor, the better. The legal work can then begin very early in the process. Prompt instruction of a firm for a sale can mean that prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers, whereas if you are buying you can shave days off the process by having the details of your instructed solicitor ready when you make an offer.

Q.

What individual conveyancing searches does the conveyancer in Victoria Park apply for when buying a Victoria Park building?

A.

The common legal procedure is to obtain these searches - Local Authority (personal or official), Drainage Search (Con29DW or personal) and Environment Search and perhaps specific local searches for example British Waterways.

Q.

Which lenders in Victoria Park do you work with?

A.

Of lenders with branches in Victoria Park, Homeward Legal work beside many. Local mortgage lenders and brokers include

Mortgage & Insurance Needs, 15A Banks Rd, West Kirby, Wirral, CH48 0QX, M B Wealth Managment, 22a Church St, Beaumaris, LL58 8AB, and Mortgage Bureau, Orchard House/50-58 Pensby Rd, Heswall, Wirral, CH60 7RE.

Q.

Do you advise that we get a chancel search if you are purchasing in Victoria Park next to an ecclesiastical parish?

A.

Chancel liability can require owners in Victoria Park to fund maintenance of a church in the area. Following the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Victoria Park church lands include St Chrysostom.

Q.

Are Victoria Park any conservation areas going to affect our residence?

A.

There are several conservation areas located near Victoria Park. Victoria Park itself is named as a conservation area. You may wish to contact the local council for more detail, but your solicitor will investigate this in detail.

Q.

I am concerned about council tax charges on a residential semi-detached property in Victoria Park, what are they?

A.

As a rule a conveyancer's title report will give information the relevant Cardiff council tax band. Up-to-date charges for properties in Victoria Park are published on the Cardiff local authority website. At the time of writing, 21 October 2012, the different rates are:

  • Band A - £738.47
  • Band B - £861.55
  • Band C - £984.63
  • Band D - £1,107.71
  • Band E - £1,353.87
  • Band F - £1,600.03
  • Band G - £1,846.18
  • Band H - £2,215.42

Q.

How is stamp duty calculated in Victoria Park, how much will it be on a £289000 property?

A.

Stamp Duty Land Tax depends on the purchase price of the property. It will be £8670 on a £289000 house or flat.*

*Correct 15/01/2013