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Conveyancing in Wallington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Local Wallington attractions

Shirley London Windmill, Croydon Airport Vistor Centre Aviation Museum and Cheam Lumley Chapel Churches Conservation Trust are close at hand to Wallington.

London Biggin Hill Airport is 8 miles from Wallington. Heathrow Terminals 1 2 3 Airport is 15 miles, London City Airport is 13 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 15 miles, Gatwick North Terminal Airport is 14 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 18 miles, Elstree Airport is 22 miles and away. The nearest train station to Wallington is Wallington, National Rail.

The most convenient hospital is St Helier, Carshalton.

Q.

What will the overall charge be on the sale of a 462k house? We need to find a low cost conveyancing quote in Wallington.

A.

Several law firms advertise so-called cheap conveyancing quotes. Unfortunately extra charges are often hiding in small print.

Q.

Do you state taking action to defer paying for stamp duty to the Revenue?

A.

We do not recommend any form of stamp duty mitigation, as such schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed meaning that the full stamp duty amount, interest and additional fines will be imposed.

Q.

Do we need to get a homebuyer report?

Homeward Legal recommend that home buyers instruct a surveyor to undertake a survey. There can be a wide range of concerns which will impact a property, that a lender's valuation survey, for example, will not cover, including chimney defects.

Q.

Our lender is Monmouthshire Building Society, what will I need to check?

A.

Some lenders have reduced their 'solicitor panel', potentially creating increased conveyancing costs for buyers. We will act for all major mortgage lenders, ensuring that an additional conveyancer will not be required to act for your lender.

Q.

We need to know which Wallington lenders you can work with. Which panels are you on?

A.

The Homeward Legal partnership have solicitors who have experience working with all the major lenders serving Wallington purchasers. Wallington lenders and mortgage specialists include Elson Consultancy, 38 Stafford Rd, Wallington, SM6 9AA, Farrell Independent, 5 Northwood Rd, Carshalton, SM5 3JA, and M P S Mortgages, 167 Woodcote Rd, Wallington, SM6 0QG.

Q.

Is it prudent to take care of DIY conveyancing ourselves.

A.

It can possible for you to conduct the legal work on your own. The truth is however that a conveyancing solicitor typically handles a long list of exercises such as chasing replies to enquiries and representing the lender most of which need training. Moreover lawyers are required by their regulator to be covered by the correct insurance to shield you from any losses you encounter.

Q.

When in the conveyancing process do I need to get a solicitor?

A.

In the majority of situations, as soon as possible. The legal work can then commence straight away. Promptly instructing a solicitor for your Wallington transaction can reduce the likelihood of your transaction stalling.

Q.

How much does my searches be?

A.

With a Homeward Legal solicitor, Wallington clients are charged at most £249 for conveyancing searches. Other informative searches include a brine search.