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Conveyancing in Walmley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Chester Road train station is almost a mile from Walmley and the nearest airport to Walmley is Birmingham Airport (7 miles). Coventry Airport is 18 miles and Wolverhampton Business Airport Airport is 20 miles away.

Motorists are well served with Walmley enjoying very good major road access nearby at about 2 miles off the M6 Junction 5 Southbound.

Sutton Cottage Sutton Coldfield is the nearest hospital to Walmley.

Q.

How do we get a discount conveyancing estimate in Walmley?

A.

Many online and high street property lawyers offer so-called cheap conveyancing quotes, however additional costs can increase the solicitor's invoice. Applicable disbursements should be included on a Walmley conveyancing quote Fees found in the solicitor's terms needs to be reasonable. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

How is stamp duty assessed and how much will it be on a £738k Walmley house?

A.

The rate of stamp duty you will owe will depend on the home's value. For a residential property in Walmley purchased for £738k, stamp duty is £29520.

Q.

How will the solicitor in Walmley advise on the risk of flooding around Walmley for a residential building we are purchasing?

A.

A solicitor conducts environmental searches that incorporate Walmley flood risk area data.

Q.

Do you work with many mortgage lenders with branches in Walmley?

A.

Homeward Legal have solicitors who have experience working with the bulk of lenders. A number of mortgage specialists operate in Walmley, including Access Mortgage Solutions, The Old Library/Kingsbury Cl, Minworth, Sutton Coldfield, B76 9DH.

Q.

Is there something I can do to bypass paying SDLT?

A.

Stamp Duty Land Tax (SDLT) is generally payable for property purchases priced at over £125,000. Homeward Legal do not recommend clients expose their finances to any stamp duty reduction scheme. These schemes are costly and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount will then be due. There have been a range of legitimate initiatives, however, such as relief for buyers in 'disadvantaged areas'.

Q.

What does 'fixtures and fittings' mean?

A.

New owners are regularly frustrated by a lack of clarity over fixtures and fittings. The need to clarify this is frequently disregarded, making the completion and approval of a comprehensive fixtures and fittings form so important.

Q.

What should we do regarding cadmium (Cd) soil contamination in Walmley?

A.

Some metal contamination may have occurred throughout Walmley, but an plot will be marked as 'contaminated land' if the risk to human life is unacceptable. Environment search results will factor contaminants, including metals and others such as groundwater contamination.

Q.

With a property ready to buy , can we organise a fast exchange and completion?

A.

Firstly, finding a proactive solicitor is the key to buying faster. When finding a suitable a solicitor, you should ask the following: Do they order searches immediately? Was there a delay delivering a quote? Do they use email as the preferred mode of communication?