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Transfer of Equity in Wantage

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Wantage

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Wantage clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Wantage Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Wantage's nearest airport is Kidlington, Oxford Airport (17 miles). and Wantage's nearest train station is Didcot Parkway at 8 miles.

Wantage is a nearby hospital for Wantage.

Q.

How do we find the cheapest Wantage conveyancing quote?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many sellers and buyers paying out more than they anticipated in the end, and many law firms promote supposedly cheap conveyancing quotes. However additional costs may inflate the final invoice. Any additional costs should be fair. They be applicable solely where the solicitor must complete additional work , which could not be anticipated at the start of the process.

Q.

Doing your own conveyancing by bypassing a Wantage property lawyer is becoming possible when buying a maisonette. Would it really be imprudent ?

A.

Technically speaking there is no reason why you cant carry out the your own conveyancing on your own. That said, a conveyancing solicitor carries out a significant number of functions such as approving pre exchange checklists and representing the mortgage lender some of which need a qualified professional. Moreover firms and their solicitors are required by their regulator to get acceptable indemnity insurance in order to protect you from any failures.

Q.

Should I get a surveying expert to inspect our property purchase?

A.

We advise that most Wantage buyers instruct a house surveyor. Many problems have a negative impact on a property, including settlement. Such issues will not be considered during the conveyancing work itself.

Q.

Wantage property lawyers conduct a variety of property when they are instructed by a purchase client but what specific ones?

A.

If obtaining a mortgage lender mandates these searches - Local Authority, Drainage Search and Environment Search and, depending on certain criteria, specific local Wantage searches for example Official Search of whole without priority.

Q.

What will a Wantage property solicitor recommend if the home we hope to purchase is within a Vale of White Horse local authority conservation area which seems to have unsympathetic windows fitted to it?

A.

The local authority Requisition for search and Official Certificate of Search carried out by your Wantage property lawyer in the process of the conveyancing should find out if the property is inside a designated conservation area proof of local authority approval for modifications will be requested.

Q.

I am planning to sell my house and have a quote from you. Are there any hidden charges?

A.

No. Homeward Legal never charge any extra, hidden charges. It may be that you would benefit from additional legal work, like a deed of trust, but you will be made aware of any fees relating to this.

Q.

What will the council tax cost on a Thirties Band B flat in Wantage?

A.

The respective council tax band should usually be highlighted within the report on title along with the governing local authority Correct charges for homes in Wantage are detailed on the Vale of White Horse council site. At the time of writing, 11 January 2013, band rates are:

  • Band A - £995.00
  • Band B - £1,161.00
  • Band C - £1,327.00
  • Band D - £1,493.00
  • Band E - £1,825.00
  • Band F - £2,157.00
  • Band G - £2,488.00
  • Band H - £2,986.00

Q.

What amount of time should conveyancing need, on average? I already have an offer.

A.

In general, the time required to transact a house varies. This is affected by a handful of issues such as if the lender requires specific searches. Our solicitors ensure every purchase receives fast and efficient service.

 
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