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Conveyancing in Warlingham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/07/17

The closest train station to Warlingham is Upper Warlingham. London Biggin Hill Airport is 4 miles from Warlingham. Heathrow Terminals 1 2 3 Airport is 21 mile s, London City Airport is 15 miles, London Heliport Airport is 13 miles, Heathrow Terminal 5 Airport is 22 miles, Gatwick South Terminal Airport is 12 miles, Gatwick North Terminal Airport is 12 miles, Heathrow Terminal 4 Airport is 20 miles, Northolt Jet Centre Airport is 23 miles, Rochester Airport is 25 miles and away.

Caterham Dene is a nearby hospital.

Q.

Are additional fees applied? We are looking for low cost conveyancing in Warlingham.

A.

Many online and high street conveyancers claim to offer cheap conveyancing, but extra charges may pad your final invoice. Any extra charges included in terms and conditions ought to be reasonable. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

How much would searches be?

A.

The cost of searches noticeably varies, and will be dependent on your lender's requirements.

Q.

Is an administration fee a disbursement or fee?

A.

A quote will itemise fees and disbursements, clearly stating which is which. This cost is a fee not a disbursement, and should be included in the quote for your conveyancing.

Q.

Does our Warlingham property lawyer report back to me about the cost of council tax for a Band B property prior to exchanging contracts?

The lawyer will write to the appropriate Tandridge local authority to enquire about the up to date council tax band and rates, which will then be set out in the title report.

Up-to-date rates for properties in Warlingham are detailed online at the Tandridge local authority site. At the time of writing (09 January 2013) rates for all bands are:

  • Band A - £1,042.00
  • Band B - £1,216.00
  • Band C - £1,390.00
  • Band D - £1,563.00
  • Band E - £1,911.00
  • Band F - £2,258.00
  • Band G - £2,605.00
  • Band H - £3,126.00

Q.

I am buying with Irish Permanent, what will we need to know?

A.

A small number of lenders have opted to reduce the size of their 'solicitor panel', which may result in greater conveyancing costs for purchasers. Homeward Legal, fortunately, can act on behalf of most mortgage lenders so that you will not be required to pay your lender's conveyancing fees.

Q.

Would you confirm looking into how to avoid paying SDLT?

A.

Homeward Legal do not recommend conveyancing clients get involved with any stamp duty mitigation, as such schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

I am purchasing a house in Warlingham. How do I verify if the house is in a conservation area?

A.

Areas deemed to be of historical merit, such as 19th century suburbs, will be registered as areas of conservation. The solicitor handling your purchase provide more details and discuss the relevant responsibilities.

Q.

What makes sale conveyancing to require months?

A.

The legal work required to buy or sell a property could be obstructed. We aim to minimise the effect of these delays whenever feasible by using fast search providers.

 
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