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Transfer of Equity in Westbury

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Westbury

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Westbury clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Westbury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/17

Westbury's nearest train station is Westbury Station Approach at 1 mile s. Bristol Airport is 24 miles from Westbury.

Westbury is a relatively close hospital to Westbury.

Q.

I am trying to find a cheap solicitor for purchasing a home. What is included?

A.

Several firms claim to offer 'the cheapest conveyancing', but extra charges may be added into the terms of engagement. Costs should be fair and reasonable. They only apply to matters if the conveyancer is required to perform tasks outside a normal transaction , which could not be anticipated at the start of the process. The disbursements to be paid ought to be listed on the conveyancing quote. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

How is Westbury contaminated land checked during conveyancing?

A.

Land would be contaminated by a broad range of natural causes and human activities, like limestone or gypsum quarrying. An environmental search will reveal this in more detail. Contamination in Westbury can be caused by local waste sites, such as Land / Premises At, Wiltshire, BA13 4EA.

Q.

Do you have low cost solicitors that look after the conveyancing of property auction properties in Westbury?

A.

Our CQS solicitors often do the legal conveyancing bidders at auction. Lawyers usually inform buyers at auction to select a suitable conveyancing company in advance of the property auction to allow enough time for a thorough review of the legal papers.

After the auction day itself, a conveyancing solicitor will need to be prepared for finish the legal side of things in under 28 days after exchange of contracts, a requirement of terms and conditions of sale.

Q.

If we plan to buy near Westbury, in the parish of Sharncote, do we need a chancel search?

A.

The conveyancing lawyer may suggest that a chancel search is ordered, irrespective of the parish in which the home being purchased is found. In Westbury's much older areas, chancel repair may be imposed on owners of a home where Parochial Church Councils may have spared previous owners or tenants.

Q.

Does my assigned property lawyer in Westbury tell me about the amount to be paid of council tax on a Band E apartment prior to completion?

A.

A conveyancer will approach the Wiltshire local authority to find out the latest council tax rates, which will subsequently be written in the title report.

Up-to-date charges for properties in Westbury are set out online at the Wiltshire council site. At the time of writing, 19 August 2012, the rates are:

  • Band A - £1,010.00
  • Band B - £1,179.00
  • Band C - £1,347.00
  • Band D - £1,515.00
  • Band E - £1,852.00
  • Band F - £2,189.00
  • Band G - £2,525.00
  • Band H - £3,031.00

Q.

There are an increasing number online resources all about how to do DIY conveyancing. Do we necessarily have to use lawyer in Westbury ?

A.

Legally speaking there are no reasons why a home buyer cant undertake the legal process on your own. In reality however, a conveyancer in Westbury typically handles a huge number of functions such as raising additional enquiries and registering the new title owner some of which require a qualified professional. AT any rate solicitors need to carry appropriate insurance cover that ultimately protects you in the event of negligence.

Q.

How do we work out stamp duty and how much should it be on a £1125000 residence?

A.

Stamp Duty will rely on the value of the property. For a property worth £1125000, stamp duty will be £56250 (source: www.hmrc.gov.uk, January 2013).

Q.

Could my conveyancing charges have any additional costs?

A.

Homeward Legal will not charge any hidden extra charges for any reason. Be aware that some solicitors' firms will give a low estimate, not an accurate quote, meaning that your final bill could be much higher.

 
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