Which Winnersh lenders do you work with?
Most lenders in Winnersh are on our solicitors' panels. Lenders and mortgage specialists in Winnersh include The Mortgage Lady, 115 The Street, Crowmarsh Gifford, Wallingford, OX10 8EF, Dolphin Independent (Mortgage Advice), 462 Wokingham Rd, Earley, Reading, RG6 7HY, and 1st Call 4 Mortgages Llp, 78 Hilmanton, Lower Earley, Reading, RG6 4HN.
I am intending to purchase a barn conversion in Wasing. Is a chancel search specified?
Whichever Winnersh parish in which you are purchasing, a property solicitor could advise a chancel search. In Winnersh's much older areas, chancel repair may be apportioned on new owners of a home where Parochial Church Councils (PCCs) may have not done so in the past. Even if liability is unlikely, indemnity insurance is a sensible precaution.
Are the doctors/dentists/schools oversubscribed in the area I want to move to?
Although your conveyancing solicitor may have some personal knowledge of these critical factors, they are not part of the conveyancing process, so will not form part of the contract.
If aspects such as how likely you’ll get into a surgery or school are important to you, it is worth factoring this in at an early stage when you are researching the areas into which you want to move. You can also glean some facts from the estate agent representing properties where you want to move, too. You might also like to contact the surgeries or schools for further information.
Homeward Legal provides a personal conveyancing service at a competitive fixed fee protected by our 'No Completion, No Fee' promise. Get started now on 0800 038 6699 and talk to one of our team.
Why is it silly to buy a leasehold with less than 99 years to run?
In large part, if a leasehold drops below 90 years, it’s because mortgage companies will not be willing to lend money to purchase the leasehold. They will almost certainly have a stipulation on the length of the leasehold as part of their criteria for lending.
Most buyers are very aware of this and the trend is for an insistence of the sellers to provide an extension back up to the 99-year or 125-year thresholds before considering its purchase. Otherwise, even if you can finance it, eventually you’ll have to consider the legal cost of extending the lease yourself.
What can our conveyancing searches be?
With a Homeward Legal solicitor, a client will be expected to pay no more than £249 for searches. Searches are paid out to a 3rd party, and are charged 'at cost'.
What factors are important to aim for a fast conveyancing process?
Finding a proactive conveyancer is key a fast transaction. Furthermore, there are numerous tasks you as the purchaser can also do to speed up your conveyancing, including, clarifying your mortgage lender's requirements, completing all forms as soon as possible and asking for property searches to be ordered immediately.
Do I need to get a chancel liability search? We are purchasing a residence by a 15th Century glebe in Winnersh.
In Winnersh, where land was once owned by a lay impropriators, new owners of that property may be obliged to cover the cost of repairs to a church in the area. Following the Land Registration Act 2002, interest over any affected land in Winnersh must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Church of England properties in this area include St Mary the Virgin.
I am interested in purchasing a residence in Winnersh. Can I establish whether the residence is in a conservation area?
There are several conservation areas near or within Winnersh. A conveyancing solicitor will discuss what specific restrictions are in place and be able to advise further.