Conveyancing In Winslow Q & A's
Flood risk searches are calculated from archived records but when one considers recent flooding for example the fact that 2012 was second wettest year since 1920 are they sufficient to see enough about the Winslow area flood risk?
A thorough Winslow conveyancing solicitor should always include flood risk searches if the environmental searches determine a risk of flooding in Winslow.
You may be able to converse with a local resident to gain additional information.
What will the council tax cost on a Fifties Band G apartment in Winslow?
Your appropriate band should usually be reported as part of the conveyancer's title report, as well as by the local council
Council tax rates for residents of Winslow are listed online at the Aylesbury Vale council site. At the time of writing (09 July 2012) band rates are:
- Band A - £996.00
- Band B - £1,162.00
- Band C - £1,328.00
- Band D - £1,494.00
- Band E - £1,826.00
- Band F - £2,158.00
- Band G - £2,490.00
- Band H - £2,988.00
Should we get searches for chancel liability? We are buying a Winslow property close by a church.
In Winslow, some owners can be required to subsidise upkeep of local churches. A chancel search is used to check that such a liability exists. Liability is more common in some parts of the country. Your conveyancing lawyer will suggest an appropriate indemnity policy to address chancel liability. Winslow ecclesiastical properties include St Laurence.
Would you suggest taking steps to hold off paying stamp duty?
SDLT is due for purchases over £125,000. Stamp duty mitigation is not advised when buying in Winslow. Such schemes are costly and HMRC may challenge a scheme up to six years later.
Nationwide is our mortgage lender, is there anything we need to check?
Over the last two years, some lenders have decreased the number of firms on their approved panel. This can mean greater legal costs for buyers. Homeward Legal can act on behalf of most lenders in the UK, ensuring that an additional lawyer will not be required to act for your lender.
Is contaminated land a concern for residential properties in Winslow?
Land may be contaminated by many natural and human-influenced issues, like civil aviation activity in the area. An environmental search will offer more detail.
Will High Speed 2 impact Winslow properties?
HS2 is going to affect property in the local authority of Aylesbury Vale District. An HS2 search aims to find, and estimate the impact of, the nearest above and underground points on the line to a property.
How much would my searches cost?
The cost of searches significantly varies, and will be dependent on your lender's requirements. Conveyancing searches are disbursements.