Which of the Witney mortgage lender panels are your solicitors on?
Homeward Legal can work with all the major lenders providing financing to purchasers in Witney. Local mortgage lenders and brokers include Brookhouse Associates, Office Suite 2/4 Bridge Street Mills/Bridge St, Witney, OX28 1FX, Mortgage Choices, 5/Charter Court/Brize Norton Rd, Minster Lovell, Witney, OX29 0AB, and Key Financial Solutions, 2 Cherry Tree Ct, Witney, OX28 1GQ.
Will we need a chancel search if we are intending to buy in the parish of Somerton, near Witney?
A solicitor instructed to handle the transaction is likely to recommend that a chancel search be ordered, whichever parish where the house being bought is found. Although some church councils have determined to exact chancel repairs on current owners of land subject to chancel liability, a solicitor cannot state with certainty that a parish where dues have not recently been paid will continue to be free from liability. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.
We are buying on a Witney ex-industrial use land. What should we do regarding nickel soil contamination?
Soil contamination is monitored closely. Data on many contaminants, such as groundwater contaminants like bleach, will be included in an environmental search.
For a fast completion to buy a £469,000 home, how could we speed up the transaction?
Key to a fast transaction is to instruct a proactive conveyancer. There are a number of things you, as the purchaser, can also do to speed up your conveyancing, including, keeping in regular contact with your conveyancer, completing all forms as soon as possible and organising your finances.
What are searches, and how do they differ from a survey?
Searches are a set of enquiries carried out by your surveyor to various authorities such as the local council, HM Land Registry, etc., and focuses on the impact of the local area on your potential enjoyment of living at the property, while a survey (a HomeBuyer Report or Building Survey) is focused on the structural integrity of the home and its permanent outbuildings and constructions.
While each may throw up similar issues (such as missing planning consents or boundary issues), they are very different and achieve very different purposes.
Our solicitors at Homeward Legal are willing and happy to explain anything you don't understand in the conveyancing, because you need to know what you're getting for our competitively-priced fixed fee. Call our team on 0800 038 6699.