Buying a property should be simple but is often very complicated. DIY conveyancing is possible, but it’s always best to instruct an expert property solicitor.
A conveyancing solicitor has the legal training and knowledge to navigate the sometimes rocky route to home selling and buying.
DIY conveyancing a possibility but a risk
There is nothing to stop you doing your own conveyancing, of course.
If you are up to the challenge of deciphering the legal language used in the documents and know which searches are required for conveyancing, you could save hundreds of pounds in legal costs.
But – and it’s a very big but – there is a lot of risk involved in DIY conveyancing.
Property transactions can be notoriously complicated, particularly around leaseholds, And you could put your purchase in jeopardy if you misinterpret anything on a legal document.
Lender wants legal representative
Also, the plain truth is that anyone buying with a mortgage will have to have legal representation because the lender will demand it.
At Homeward Legal, our panel of nationwide solicitors has the experience and knowhow to process homebuying transactions as smoothly as possible – and for a competitive price, too.
Do your own legwork for mortgage
S,o if you definitely need an expert to complete the purchase, what aspects of buying do lend themselves more to a hands-on approach from you?
Some estate agents often push for you to use their chosen mortgage lender and insurer. But you might be better off doing the legwork to find your own mortgage and sort out your own buildings and contents insurance.
You can also be proactive in arranging to have a building survey carried out. Most mortgage lenders will demand at minimum a valuation report of the property you want to buy.
But you should get independent advice from the likes of our sister site, Surveyor Local, on which survey best suits your needs.
Homework can cut costs
The same applies to buildings and contents insurance. Don’t simply settle for the option provided by an estate agent or mortgage lender. Do your own homework and you could save some essential cash.
Buying a house is likely to be the biggest financial commitment you make. Tempting as it might be to look for ways to save on the move, best stick to Homeward Legal’s professionals when it comes to conveyancing for peace of mind.
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