If your solicitor is not on your lender's approved panel, your lender will either require you to use a different firm or appoint a separate solicitor to act on their behalf. The cost of that second solicitor typically falls to you, and it can add several weeks to your transaction. Checking panel membership before you instruct anyone is always worth doing.

Yes, subject to them being on your lender's panel. If they are, they can act for both you and your lender in the same transaction, which keeps things straightforward and cost-effective. If they are not on the panel, you may need to instruct a separate firm, which is why confirming panel membership upfront matters.

Most remortgages handled by Homeward Legal complete within 4 to 8 weeks from instruction. The exact timescale depends on your lender's requirements, how quickly you return paperwork and whether any complications arise with the title. Our team will keep you updated throughout.

Yes. Even though you are not buying or selling, a solicitor is needed to register the new mortgage with HM Land Registry, review the mortgage offer on your behalf and ensure your lender's security is properly documented. Your lender will require it as part of their conditions.

It means the legal fee we quote you at the outset is the fee you pay. We will not add to it unless something genuinely unforeseen arises during the transaction, in which case we will always discuss it with you first and explain why. There are no hidden charges.

Yes. Homeward Legal works exclusively with solicitors regulated by the Solicitors Regulation Authority (SRA) or the Council for Licensed Conveyancers (CLC). Many are also members of the Conveyancing Quality Scheme (CQS), which is the Law Society's recognised quality standard for residential conveyancing.