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Transfer of Equity in Chipping Norton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Chipping Norton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Chipping Norton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Chipping Norton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

Some pertinent local Chipping Norton public transport and public service facts -

Kingham train station is about 5 miles from Chipping Norton and Chipping Norton's nearest airport is Kidlington, Oxford Airport. Turweston Aerodrome Airport is 20 miles and Kidlington Airport is 13 miles away.

Chipping Norton is the nearest hospital.

Q.

We need to find fixed rate conveyancing. What should be watch out for?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted. Many conveyancers promote theoretically 'the cheapest conveyancing', but extra charges are frequently hidden in the small print. These terms are often ignored by excited buyers, eager to get underway. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

Are many Chipping Norton conservation areas likely to impact the house we are buying?

A.

With 9000 conservation areas throughout the country, the regions located near Chipping Norton include numerous areas of special architectural or historic interest designated as protected. The conveyancing solicitor handling your purchase should be able to offer more information and confirm potential liability for unauthorised works.

Q.

Where can I find out if the designated conservation area is neglected?

A.

Conservation areas in Chipping Norton are nominated by West Oxfordshire who manage everything from including things like billboards, the painting of houses and trees. English Heritage, a government body, have conducted a survey and created records of the condition of conservation areas in Chipping Norton and across England.

Q.

Our mortgage lender is Yorkshire Bank - what do we need to be aware of?

Some lenders have opted to reduce the size of their 'solicitor panel', resulting in increased conveyancing costs for purchasers if the lender insists upon their own solicitor . Homeward Legal, though, will act for most lenders.

Q.

We are on a deadline and would like ensure a fast conveyancing transaction, what should we do?

A.

It is a truism that finding a proactive lawyer is key buying faster. Beyond that, there are numerous things you as the buyer can do to speed up the process, including, requesting regular updates from your lawyer and keep the pressure on, quickly completing and return any forms and getting your mortgage offer in place.

Q.

Will you need a chancel search when we are buying a property near a priory built in the 1500s in Chipping Norton?

A.

Owners of property in Chipping Norton may be subject to chancel repair liability. Parochial Church Councils in Chipping Norton must register their interest over property by October 2013, simplifying the chancel search process. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Church lands in the local area where a chancel search may be appropriate include St Mary the Virgin.

Q.

Conveyancing solicitors in Chipping Norton do standard property if acting for a purchase client, but which specific ones?

A.

If you are applying for a mortgage lender expects at least these searches - Local Authority, Drainage and Water Search and Environment Search, and, depending on certain criteria, specific searches for example Chancel check Search.

Q.

What is the council tax on a period converted Band C house in Chipping Norton?

A.

You will be cover your houses band in the conveyancing report on title. Up-to-date charges for residents of Chipping Norton are tabled at the West Oxfordshire local authority site. At the time of writing, 08 June 2012, rates are:

  • Band A - £971.00
  • Band B - £1,133.00
  • Band C - £1,295.00
  • Band D - £1,457.00
  • Band E - £1,781.00
  • Band F - £2,104.00
  • Band G - £2,428.00
  • Band H - £2,914.00

 
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