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Conveyancing in Crosby Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/02/18

Helpful nearby public service details -

Crosby's nearest train station is Blundellsands and Crosby at 1 mile and the nearest airport to Crosby is Liverpool John Lennon Airport. Blackpool International Airport is 20 miles and Howarden Airport is 23 miles away.

Abbey Sefton Liverpool is a relatively close hospital.

Q.

How do we get low cost conveyancing in Crosby?

A.

Many homeowners seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many solicitors promote so-called cheap conveyancing quotes, but extra charges may be added into the small print. Extra fees listed in terms of engagement should be fair.

Q.

Could Crosby soil be contaminated by cobalt (Co)?

A.

There are extensive regulations in place to control soil contamination. Environment search results will factor contaminants, including metals and others such as groundwater contamination.

Q.

I am buying a 1930s investment property in a designated conservation area in Crosby, where can I find more details relating to the state of upkeep of the conservation area?

A.

Following a campaign, English Heritage now maintain records of the state of repair of conservation areas in Crosby and across England. Conservation areas in Crosby are created by the local Sefton planning authority, who manage everything from public spaces to the blockage of new developments.

Q.

Do you need a chancel search? I am buying a property by parsonage grounds in Crosby.

A.

Some owners in Crosby can be required to pay for repairs to a local church. A chancel search is used to check that such a liability exists. Liability is more common in some parts

of the country. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Crosby church lands which may give rise to chancel liability include Great St Luke, Old St Runius, St George and St Michael.

Q.

For our lender, we have chosen Bradford and Bingley - is there anything we need to know?

A.

Traditionally, most conveyancing solicitors were able to undertake legal work for a lender. Recently, a number of lenders have reduced the number of firms on their approved panel, which may result in greater legal costs for purchasers. We will act on behalf of the majority of lenders.

Q.

I am planning to buy in Crosby. How can we check if the house is in a conservation area?

A.

Conservation areas categorise areas recognised as being of special architectural or historic interest. You may wish to contact the local authority if you have specific questions, but your property solicitor will investigate the impact of conservation areas or other planning restrictions.

Q.

Will we need a chancel search if we plan to purchase in the parish of Liverpool St Michael, near Crosby?

A.

The solicitor may suggest that a chancel search is ordered, whichever parish in which the home being purchased is located. In Crosby's much older areas, chancel repair has the potential to be charged on current owners of a home where Parochial Church Councils (PCCs) have previously chosen not to do so. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Crosby conveyancing solicitors conduct a number of property conveyancing searches when they are acting for a purchaser, which specific ones?

A.

When applying for a mortgage the lender insist that a solicitor to get at least a specified set of searches, including these searches - Local Authority (personal or official), Drainage Search (Con29DW or personal) and Environmental as well as any less common searches e.g. a Official Search of Part with Priority (OS2).