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Transfer of Equity in Crosby

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Crosby

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Crosby clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Crosby Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Helpful nearby public service details -

Crosby's nearest train station is Blundellsands and Crosby at 1 mile and the nearest airport to Crosby is Liverpool John Lennon Airport. Blackpool International Airport is 20 miles and Howarden Airport is 23 miles away.

Abbey Sefton Liverpool is a relatively close hospital.

Q.

How do we get low cost conveyancing in Crosby?

A.

Many homeowners seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many solicitors promote so-called cheap conveyancing quotes, but extra charges may be added into the small print. Extra fees listed in terms of engagement should be fair.

Q.

Do I need to instruct a solicitor put forward by my estate agent in Bacup?

A.

Many agents in Bacup will have a referral arrangement with solicitors where they refer clients. However, if the agent is paid a fee by the solicitor, an agent may choose whichever firm pays the most per referral, not the most suitable for you.

Q.

Do you need a chancel search? I am buying a property by parsonage grounds in Crosby.

A.

Some owners in Crosby can be required to pay for repairs to a local church. A chancel search is used to check that such a liability exists. Liability is more common in some parts of the country. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Crosby church lands which may give rise to chancel liability include Great St Luke, Old St Runius, St George and St Michael.

Q.

Is preparation of statutory declarations paid to the conveyancer?

A.

Comparing quotes is not always easy, given the various definitions different firms use to describe the same thing. This cost is a fee not a disbursement, and will normally be included in the quote for your conveyancing.

Q.

I am buying a 1930s investment property in a designated conservation area in Crosby, where can I find more details relating to the state of upkeep of the conservation area?

A.

Following a campaign, English Heritage now maintain records of the state of repair of conservation areas in Crosby and across England. Conservation areas in Crosby are created by the local Sefton planning authority, who manage everything from public spaces to the blockage of new developments.

Q.

Can you explain why purchase conveyancing work requires weeks?

A.

The legal work undertaken to transfer property in Crosby can be lengthy. Homeward Legal do our best to minimise their impact wherever possible to do so. There are numerous reasons for delay, such as a slow firm acting for the lender.

Q.

Crosby conveyancing solicitors conduct a number of property conveyancing searches when they are acting for a purchaser, which specific ones?

A.

When applying for a mortgage the lender insist that a solicitor to get at least a specified set of searches, including these searches - Local Authority (personal or official), Drainage Search (Con29DW or personal) and Environmental as well as any less common searches e.g. a Official Search of Part with Priority (OS2).

Q.

For our lender, we have chosen Bradford and Bingley - is there anything we need to know?

A.

Traditionally, most conveyancing solicitors were able to undertake legal work for a lender. Recently, a number of lenders have reduced the number of firms on their approved panel, which may result in greater legal costs for purchasers. We will act on behalf of the majority of lenders.

 
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