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Transfer of Equity in East Boldon

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors East Boldon

Homeward Legal's panel of solicitors carry out remortgage conveyancing for East Boldon clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in East Boldon Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Helpful East Boldon public transport and services facts and figures -

East Boldon's closest train station is East Boldon. Newcastle Airport is 13 miles from East Boldon.

Q.

Local East Boldon attractions

A.

Fulwell Tyne & Wear Windmill, North East Aircraft Museum Aviation Museum and Sunderland Holy Trinity Churches Conservation Trust are situated in East Boldon.

The closest hospital is South Tyneside District South Shields.

Q.

How do we find the best rates for conveyancing in East Boldon for a £238k residence?

A.

Confusion over this matter catches out many buyers, and can leave them paying far more in fees than they budgeted. Many firms purport to offer cheap conveyancing quotes. Often extra costs are often hiding in the small print.

Q.

Do you need to get searches for chancel liability? We are buying near a 1500s 'church furlong' in East Boldon.

A.

Owners of property in East Boldon may be subject to chancel repair liability. Indemnity policies can be arranged if chancel liability is likely to be enforced. Your solicitor can provide more details. Ecclesiastical properties in this area where chancel liability may apply include St George.

Q.

Can I find out whether a property is in one of East Boldon's conservation areas?

A.

Locales deemed to be of architectural or historic interest, such as stretches of canals, will be designated as areas of conservation. A solicitor will confirm potential liability for unauthorised works and provide more details for conservation areas in East Boldon.

Q.

What is the council tax on a residential detached Band H property in East Boldon?

A.

You will be advised on the property's council tax band with the conveyancing report on title.

Up-to-date charges for homes in East Boldon are tabled on the South Tyneside local authority site. At the time of authoring on 25 December 2012 the rates are:

  • Band A - £966.00
    >
  • Band B - £1,127.00
  • Band C - £1,287.00
  • Band D - £1,448.00
  • Band E - £1,770.00
  • Band F - £2,092.00
  • Band G - £2,414.00
  • Band H - £2,897.00

Q.

I am intending to buy a restored chapel in East Boldon. Is a chancel search necessary?

A.

The solicitor may suggest that a chancel search is taken out, irrespective of the parish in which the house being purchased is located. Although some Parochial Church Councils have decided to impose chancel repairs on current owners of land subject to chancel liability, it cannot be guaranteed that a parish where chancel repair fees have not been paid previously will continue to be free from liability. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Solicitors in East Boldon do formal conveyancing searches when they are acting for a property purchaser, which specific searches?

A.

If buying and applying for a mortgage, your lender mandates at least the following Local Authority Search, Drainage and Water Search and Environment Search, as well as any special local East Boldon searches, like a Development reports.

Q.

What will the East Boldon property lawyer advise if the property we hope to purchase is in a South Tyneside local authority conservation area which seems to have an un-consented artificial stone cladding installed?

A.

South Tyneside council search (LLC1 - Requisition for search and Official Certificate of Search) carried out by your East Boldon property lawyer will find out whether the property is in a designated conservation area and evidence of formal approval for alterations will be asked for. If no suitable consents be in evidence, your solicitor will give you professional advice on all options which may include seeking cover from an indemnity insurance or seeking retrospective permission from the appropriate local authority.

Q.

Which lender panels in East Boldon are you a member of?

A.

Homeward Legal have worked closely with many lenders who are Council of Mortgage Lenders-approved. A number of mortgage specialists operate in East Boldon, like Mortgage Advice Bureau, 20 Fawcett St, Sunderland, SR1 1RH, Andrews & French, 45 Aylesford Mews, Sunderland, SR2 9HY, and Dielma, 94 Roche Ct, Washington, NE38 7PN.

 
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