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Conveyancing in Gravesend Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Transport and public service information if you’re buying or selling residential property in Gravesend -

By road: Gravesend is served by the M25, A2, A226 and A227. By rail: The nearest train station is Gravesend. By air: Gravesend’s proximity to London means accessibility to a number of airports including Rochester Airport (13 miles), TAG London Farnborough Airport (22), London City Airport (26), London Heliport (28), Redhill Aerodrome (34), London Southend Airport (36), London Gatwick Airport (39), and London Stansted Airport (47 miles).

Hospital: Gravesend Community, Bath Street, Gravesend, DA11 0DG. Council: Gravesham Borough (www.gravesham.gov.uk).

Attractions: Shornewoods Country Park, Statue of Pocahontas, Cyclopark, New Tavern Fort, Guru Nanak Darbar Gurdwara, and Saxon Shore Way.

Q.

What are the reasons why conveyancing work takes so long for a sale in Gravesend?

The conveyancing process can potentially be delayed for a number of often unpredictable reasons. At Homeward Legal, we completely understand how frustrating and stressful these are, and we aim to lessen their impact by driving the sale or purchase forward without affecting the quality of service. For the best and clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert team on 0800 038 6699.

Q.

Do I need to be worried about gazumping in Gravesend?

The practice of rejecting a previously-accepted offer once another buyer makes a bigger offer is known as gazumping. There will inevitably be some level of risk of gazumping in any transaction, because offers are not binding until the exchange of contracts. To help mitigate the chance of your offer being gazumped, you could consider instructing a conveyancing solicitor early, and even before the acceptance of an offer. With our ‘No Move, No Fee’ guarantee and our fixed-fee product, you will not be charged any more for doing so.

Q.

The local agent in Gravesend has suggested the property lawyer that they have used before. Is it a good idea to instruct this firm?

It is quite common practice for estate agents to endorse a law firm to handle your conveyancing. However, such referrals need to be weighed up against alternatives, including online or local firms, as an agent may choose the firm which pays to the largest referral fee, and not the law firm with the best reputation nor the one that has your best interests at heart. Why not call our expert team at Homeward Legal on 0800 038 6699 to discuss your needs?

Q.

What individual search enquiries should a property lawyer apply for on a Gravesend home?

The standard procedure is to get a Local Authority Search, a Drainage Search (Con29DW), an Environmental Search, and, for Gravesend, a Coal Mining Search (Con29M). In addition, there may be area-specific searches, such as a Chancel check Search.

Q.

If our lender is the Bank of Scotland, what will we need to consider?

A small number of lenders have limited the firms who can act for them, resulting in greater legal costs for property purchasers if their conveyancer is unable to act both on their behalf and for their lender. At Homeward Legal, though, we will act for many UK mortgage lenders (approved by the Council of Mortgage Lenders), mitigating the issue of the lender passing on their legal costs.

Q.

How much will our conveyancing searches usually cost for a purchase in Gravesend?

Searches range in cost, and will be dependent on the specifics of your property and what your mortgage-lender's requirements are. These searches are disbursements and will be charged to you at cost.

Q.

Does the lawyer investigate the risk of possible flooding in Gravesend for a residential property we are going to purchase?

A qualified property conveyancing lawyer will apply for standard property environmental searches, which include flood-risk data for the Gravesend area. Should the level of risk deem it appropriate, your lawyer may advise getting a more in-depth flood-risk search.

Q.

We would prefer to exchange contracts on the selling of our mortgaged, leasehold apartment in Gravesend very quickly, so are Homeward Legal extra fast conveyancing solicitors?

The solicitors on Homeward Legal’s panel adopt a very speed-focused approach to completing the necessary legal work to meet the home sellers’ needs. Our conveyancers are highly proactive and will always communicate from the beginning to the end of the property chain. In addition, they implement rapid-response workflow systems to exchange on your house-move more swiftly. To discuss your needs and to obtain your free, fixed-fee, ‘No Move, No Fee’-guaranteed quote, contact our team on 0800 038 6699.

Q.

Is contaminated land in Gravesend an issue for residences?

A.

Numerous of contaminants caused by naturally-occurring factors can lessen the desirability land in Gravesend, like civil aviation activity in the area and waste disposal sites. An environmental search will give more detail.

Q.

The purchase is completing next April, what will be calculated for stamp duty rates?

A.

Stamp Duty depends on the purchase price. For a house or flat bought for £269000, SDLT is £8070 (information accurate January 2013).

Q.

Our lender will be Bank of Scotland, what will we need to consider?

A.

A small number of lenders have limited the firms who can act for them, resulting in greater legal costs for property purchasers if their conveyancer is unable to act both on their behalf, and for their lender. We, though, will act for many UK mortgage lenders.

Q.

Which Gravesend mortgage lenders do you work with?

A.

The Homeward Legal partnership can work with the majority of lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Gravesend, such as Kent Reliance Banking Services, 12 Windmill St, Gravesend, DA12 1AD, New Life, 46 Empress Rd, Gravesend, DA12 2QR, and Oakhurst, The White House/Clifton Marine Pde, Gravesend, DA11 0DY.

Q.

What is the council tax on a Sixties detached Band A property in Gravesend?

A.

You should be contain your homes council tax band in the title report. Council tax rates for Gravesend are tabled at the Gravesham council site. As at (23 December 2012) rates are as follows:

  • Band A - £955.00
  • Band B - £1,114.00
  • Band C - £1,273.00
  • Band D - £1,432.00
  • Band E - £1,751.00
  • Band F - £2,069.00
  • Band G - £2,387.00
  • Band H - £2,865.00

Q.

Which local authority looks after Gravesend?

A.

Gravesend is located in Gravesham Borough Council, Civic Centre, Windmill Street, Gravesend, Kent, DA12 1AU, Call: 01474 564 422

Q.

The local agent has suggested the property lawyer that they have used before. Is it a good idea to instruct this firm?

A.

It is common practice for estate agents to endorse a law firm to handle your conveyancing, however, such referrals need to be weighed up against alternatives, including online or local firms, as an agent may choose the firm which pays to the largest referral fee, not the law firm with the best reputation.