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Conveyancing in Harborne Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/04/17

Harborne attractions and landmarks

Birmingham Sea Life Aquarium and Halesowen Abbey English Heritage are in Harborne.

Harborne is roughly a couple of miles of Junction 3 Northbound of the M5.

Harborne's nearest airport is Birmingham Airport. Coventry Airport is 22 miles and Wolverhampton Business Airport Airport is 14 miles away. Harborne's closest train station is University, University Road W.

The nearest hospital for Harborne is Birmingham Womens.

Q.

I am trying to find a low cost conveyancing quote in Harborne. as we are on a budget.

A.

Numerous conveyancers offer theoretically 'the cheapest conveyancing', but extra fees may be added into small print that home owners often do not check. The disbursements to be paid must also be stated on your conveyancing quote

Q.

How do we protect ourselves from gazumping?

A.

Unfortunately, gazumping is widespread both in Harborne, and across Birmingham and the Black Country and takes place when a property owner accepts an offer and then dismisses it in favour of a better offer. The danger of getting gazumped exists for almost any purchase. You should instruct your property solicitor as early as possible to reduce the chance of your transaction being gazumped.

Q.

Is it recommended to get a chancel liability search? I am buying a Harborne property close to a 16th Century 'parson's close'.

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Harborne Church council. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Harborne ecclesiastical properties include SS Faith & Laurence, St John's and St Peter.

Q.

We need to complete this leasehold property purchase as soon as possible, how do we organise a fast completion?

A.

As is often argued, a fast transaction is the key to is to use a experienced property lawyer. When identifying an appropriate a property lawyer, : Did you experience any delays when requesting a quote? Do they use email as the preferred mode of communication? Will they work on a 'no sale, no fee' basis?

Q.

Which local authority is responsible for Harborne?

A.

Harborne is located in Birmingham City Council, Council House, Victoria Square, Birmingham, B1 1BB, phone: 0121 303 1111

Q.

When in the conveyancing process is it appropriate to speak to a solicitor?

A.

The short answer is, the faster you instruct the better, as the legal work can start straight away. Early instruction of a conveyancing firm for a sale enables documents can be prepared earlier, considerably accelerating the whole process, whereas if you are buying you can shave days off the process by having the details of your instructed solicitor ready when you make an offer.

Q.

Which of the mortgage lender panels in Harborne are your solicitors members of?

A.

Of lenders with local offices in or near Harborne, Homeward Legal alongside most. Local mortgage lenders and brokers include Coventry Building Society, 516 Hagley Road West, Oldbury, B68 0BZ, and Lang Independent Ltd, 146 High St, Harborne, Birmingham, B17 9NN. The solicitor handling your conveyancing transaction will be able to advise further.

Q.

How much is the council tax on a residential terraced property in Harborne?

A.

Normally a conveyancing report on title should supply the appropriate Birmingham council tax band. Correct rates for homes in Harborne are published on the Birmingham council site. At the time of writing (19/09/2012) rates for all bands are:

  • Band A - £841.00
  • Band B - £981.00
  • Band C - £1,121.00
  • Band D - £1,261.00
  • Band E - £1,542.00
  • Band F - £1,822.00
  • Band G - £2,102.00
  • Band H - £2,522.00

 
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