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Transfer of Equity in Hayes

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Hayes

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Hayes clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Hayes Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/17

Living in Hayes? ;

London City Airport is 7 miles from Hayes. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away and the closest station to Hayes is Charing Cross.

Commuters are well served with Hayes being well placed with excellent road access roughly 2m of the A40M.

Q.

Noted Hayes interest

A.

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are in Hayes.

The neighbouring hospital for Hayes is Royal London Homeopathic.

Q.

How do I get a discount conveyancing quote?

A.

Many firms advertise supposedly cheap conveyancing. However additional charges may increase the final invoice. Any disbursements should also be clearly stated on your quote Any additional charges which are listed in terms and conditions ought to be fair and clearly defined. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Should we be aware of 'fixtures and fittings'?

A.

Chiefly, there is no clear definition of fixtures and fittings. The buyers' and sellers' understanding of what will be included in the sale may vary considerably; this makes the completion of a fixtures and fittings form essential.

Q.

What can I do to defer paying for HMRC stamp duty?

A.

Stamp Duty Land Tax (SDLT) is usually payable on purchases over one hundred and twenty-five thousand pounds. Stamp duty scheme is not recommended. Such schemes are highly expensive

and the HMRC can review a scheme up to 6 years after a sale is completed and the total stamp duty tax may be payable, along with interest and penalties.

Q.

Is it possible that some of the Hayes conservation areas are at risk?

A.

The account of the condition of conservation areas in Hayes is assessed by English Heritage (formerly Historic Buildings and Monuments Commission for England) and this information is available at the English Heritage website: Botwell (Thorn/EMI) with Hayes is recorded as very bad with medium vulnerability and deteriorating condition.

Q.

How much does conveyancing searches cost?

A.

Searches range in cost, depending on the searches required. Conveyancing searches are will be charged at cost.

Q.

My mortgage lender will be Barclays Bank, what do we need to be aware of?

A.

Traditionally, almost all solicitors could perform legal work for both buyers and mortgage lenders. Some lenders are now reducing the size of their 'solicitor panel'. This can mean greater legal costs for house purchasers. Homeward Legal, however, are able to act for many lenders to keep legal costs to a minimum.

Q.

DIY conveyancing without the assistance of a property lawyer in Hayes is becoming possible as a buyer of a flat , however would it actually be risky ?

A.

Theoretically there is no reason why a home seller should not take care of he bulk of the your own conveyancing unaided.

The truth is however that a conveyancing solicitor is familiar with a large number of exercises e.g. chasing outstanding papers or interpreting management accounts many of which are more safely handled with appropriate training.

Nevertheless legal firms must pay for relevant indemnity insurance that ultimately protects you in the event of losses you encounter.

Q.

Our purchase will complete on 26th June, what should be worked out for stamp duty rates?

A.

The Stamp Duty you pay is based on the purchase price. It will be £29760 on a £744000 property.

 
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