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Transfer of Equity in Kettering

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Kettering

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Kettering clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Kettering Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Kettering area info

Boughton House Historic Houses Association and Triangular Lodge English Heritage are around Kettering.

Kettering's closest train station is Kettering. Kettering's closest airport is Turweston Aerodrome Airport (29 miles).

The most convenient hospital for Kettering is St Marys Kettering.

Q.

How do I find the cheapest conveyancing solicitors in Kettering?

A.

Both high-street and online law firms advertise supposedly 'the cheapest conveyancing quotes', but additional costs may be added into the terms, left unread by preoccupied home owners Extra charges listed in terms of engagement should be reasonable and clear.

Q.

Do you address taking action to avoid paying stamp duty land tax?

A.

Stamp duty reduction must be treated with caution. These schemes are expensive and often likely to fail.

Q.

How much is the council tax on a residential detached Band E property in Kettering?

A.

You should be provide your new house's band in the conveyancer's title report. The latest tax charges for homes in Kettering are tabled at the Kettering local authority website. Currently, 08 December 2012, the different rates are:

  • Band A - £953.00
  • Band B - £1,112.00
  • Band C - £1,270.00
  • Band D - £1,429.00
  • Band E - £1,747.00
  • Band F - £2,065.00
  • Band G - £2,382.00
  • Band H - £2,859.00

Q.

Should I select a property lawyer who works with by the local agent?

A.

An agent in Woodhall Spa will usually recommend a law firm. Such referrals should be compared to other online or local firms, as an agent may select whichever firm pays the most per referral, not the most suitable for you.

Q.

Solicitors in Kettering order formal searches when they are instructed by a purchase client, which actual searches?

A.

When you are applying for a mortgage a mortgage lender requires you to a solicitor to get at least - Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environment Search, as well as any area-specific searches, which might include Anti Money Laundering Search.

Q.

Which local factors can affect land in Kettering. Are these checked for thoroughly?

A.

A range of contaminants caused by natural and human-influenced issues may spoil property, and an environmental search will reveal the extent to which a particular property may be affected by Kettering contaminants including local historic industrial processes.

Q.

In regards to the extensive flooding in Sept 2012 in the East Midlands, we are asking if flood risk searches may not be detailed enough?

A.

Environmental searches handled by a property solicitor in Kettering should also include the far more informative search (Landmark) if the risk is deemed significant.

If you are apprehensive try to contact a future neighbour or nearby Northamptonshire flood damage builder - like A P Panther Ltd, 5 Blandford Av, Kettering, NN16 9AR Tel: 07710 587454.

Q.

Can you explain why sale conveyancing work takes so long?

A.

The legal work involved in buying or selling Kettering property may be lengthy, we, however, work hard to lessen the effect of these delays by, for example, ordering searches as early as possible. Delays include slow solicitors acting for the other side.

 
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