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Transfer of Equity in Kettering

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Kettering

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Kettering clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Kettering Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Kettering area info

Boughton House Historic Houses Association and Triangular Lodge English Heritage are around Kettering.

Kettering's closest train station is Kettering. Kettering's closest airport is Turweston Aerodrome Airport (29 miles).

The most convenient hospital for Kettering is St Marys Kettering.

Q.

How do I find the cheapest conveyancing solicitors in Kettering?

A.

Both high-street and online law firms advertise supposedly 'the cheapest conveyancing quotes', but additional costs may be added into the terms, left unread by preoccupied home owners Extra charges listed in terms of engagement should be reasonable and clear.

Q.

Solicitors in Kettering order formal searches when they are instructed by a purchase client, which actual searches?

A.

When you are applying for a mortgage a mortgage lender requires you to a solicitor to get at least - Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environment Search, as well as any area-specific searches, which might include Anti Money Laundering Search.

Q.

In Kettering, is soil remediation of contaminated property an option?

A.

Some degree of remediation is often feasible. A local service provider such as Boughton Loam Ltd, 12 Telford Way, Telford Way Industrial Estate, Kettering, NN16 8UN may be able to provide more insight.

Q.

Bank of Scotland is our mortgage lender, is there anything we need to check?

Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. For buyers, this can result in significantly greater conveyancing costs. We can act for most mortgage lenders to keep legal costs to a minimum.

Q.

How much is the council tax on a residential detached Band E property in Kettering?

A.

You should be provide your new house's band in the conveyancer's title report. The latest tax charges for homes in Kettering are tabled at the Kettering local authority website. Currently, 08 December 2012, the different rates are:

  • Band A - £953.00
  • Band B - £1,112.00
  • Band C - £1,270.00
  • Band D - £1,429.00
  • Band E - £1,747.00
  • Band F - £2,065.00
  • Band G - £2,382.00
  • Band H - £2,859.00

Q.

In a few months we are hoping to be finally moving from our terraced home on the outskirts of Kettering to a maisonette in Duston , at what point to choose a removals firm?

A.

We would tend to advise that house movers wait booking a removals company until the point where the contracts have exchanged as in all probability an absolute move date will not have been fixed. Local home mover companies include A1 Move It, 113 Bath Road, Kettering, NN16 8ND on 01536 510245 or C & K, 19 Harwood Dr, Kettering, NN16 9FD Phone: 01536 480099.

Q.

Which local authority looks after Kettering?

A.

Kettering is located in Kettering Borough Council, Municipal Offices, Bowling Green Road, Kettering, Northamptonshire, NN15 7QX, phone: 01536 410 333

Q.

Is a building survey sensible if we are purchasing a house in Kettering?

A.

Homeward Legal recommend that all purchasers in Kettering book a property surveyor to undertake a survey if buying in Kettering. A wide range of problems can affect a property, which include wet rot. These will not be reported on by a solicitor.

 
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