What actions can we take to hold off paying out for stamp duty?
SDLT is usually due for property purchases sold for more than 125,000 pounds. Stamp duty reduction scheme is not recommended. Such schemes are expensive and unreliable.
As a result of the flooding in Sept 2012 in North East England we are worried that conveyancing and environmental searches may not be sufficient?
A thorough Lanchester property lawyer will consider get additional flood risk searches if the first conveyancing searches establishes a any kind of risk of flooding in Lanchester
It may be prudent to converse with a neighbour or local resident to gain more information.
I’ve lost my gas/electrical certificates; will that stop me moving?
There is no legal imperative for you to provide either the gas or electrical safety certificates as the seller; you are required to provide a gas safety certificate on an annual basis, however, if you are planning on letting the property out. The Institution of Electrical Engineers recommends that an electrical certificate be updated at least every ten years or when the property is transferred to a new owner (every 5 years if you are letting the property out).
However, this usually means that this is the responsibility of the buyer with the onus on organising an inspection for a new certificate falling on them.
Homeward Legal offers competitive, fixed-fee quotes, protected by our 'No Completion, No Fee' guarantee. Try our online quote calculator or call our team on 0800 038 6699 to see what we mean.
What would charge for our conveyancing searches total?
Conveyancing searches ranges in cost, and will be dependent on your lender's requirements. Searches are paid to a third party, and will not be included in the quoted conveyancing fees.
Which lenders in Lanchester do you work with?
We can work with all the major lenders providing financing to Lanchester homebuyers. Lenders and mortgage specialists in Lanchester include Rainbow Financial Services (Durham) Ltd, 1/Holly Garth/Brandon La, Brandon, Durham, DH7 8SH, Cummings John, 63 Newbottle St, Houghton Le Spring, DH4 4AR, and Galleries Independant Mortgage Shop, Unit J/The Galleries/Washington Centre, Washington, NE38 7SD.
A right of way on the property I’m buying is redundant, but how do I get it removed from the deeds and registry?
A right of way through the grounds of a property is probably an inheritance before other building in the vicinity occurred that has since made the passage through redundant.
But, while having the right of way registered with the deeds means that feasibly someone could insist that they use it (as their public right), but, if they can’t access where the right of way originally led, it makes it a pointless activity.
It’s so unlikely that anyone will want to do this that you have to weigh up the cost of the legal process to get the right of way officially removed against not proceeding. However, if you are at all worried, talk to your solicitor so that it can be investigated further as part of the conveyancing, at which point they can guide you on the appropriate action and the associated costs (this will be in addition to the standard fees for the conveyancing and your solicitor will advise of this additional cost).
Homeward Legal's solicitors provide transparent quotes, detailing what is included in the fees and disbursements and will help with estimates for additional legal work. So, now is the best time to get your conveyancing under way on 0800 038 6699.
Is it necessary to get a chancel liability search when I am buying in Lanchester close to priory grounds?
Property owners in Lanchester may be subject to chancel repair liability. Liability has the potential to impact the value of a Lanchester property, but an indemnity policy may be available to protect the new owners. Your solicitor will suggest an appropriate indemnity policy to address chancel liability. Church of England properties in this area which may give rise to chancel liability include All Saints Parish Church.
What should I do about the transfer of ownership of the utility billing?
It is the responsibility of the former owners to inform the utilities firms (gas, electricity, water, etc.) that they are moving.
You should give your current suppliers at least 48 hours’ notice that you’re moving home and, when you leave your old property, you should take all the necessary readings and send them to your old supplier(s) along with your forwarding address, so that they can send you a final bill and sort out any credit you might be owed.
You should give your new utility suppliers at least 48 hours giving your personal details for the new property. When you move into your new property, you should take all the readings again and send them to the new suppliers so that they have a record of where to start the bills running.