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Transfer of Equity in Mumbles

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Mumbles

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Mumbles clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Mumbles Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/01/17

Regional and health service information

The closest station to Mumbles is Swansea, about 4 miles away. The nearest airport to Mumbles is Swansea Airport (3 miles).

The nearest hospital to Mumbles is Singleton Swansea.

Q.

How do we get a cheap solicitor to buy a house?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer supposedly cheap conveyancing. Often extra costs can inflate your final bill. Extras listed in the small print ought to be reasonable and clear. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

We are enquiring about council tax charges on a period converted property in Mumbles, what are they?

A.

Almost always the conveyancer's title report should contain the relevant Swansea council tax band. The latest tax charges for properties in Mumbles are set out in detail online at the Swansea local authority site. At the time of writing (01 January 2013) the rates are:

  • Band A - £780.04
  • Band B - £910.05
  • Band C - £1,040.05
  • Band D - £1,170.06
  • Band E - £1,430.07
  • Band F - £1,690.09
  • Band G - £1,950.10
  • Band H - £2,340.12

Q.

How soon is it wise to instruct a conveyancing solicitor?

A.

If you choose a conveyancing solicitor with 'no move, no fee' protection, instructing as early as possible is better, as conveyancing involves a number of tasks that can be carried out straight away. Instructing your solicitor earlier for a sale enables information, especially from slow third-parties, can be requested even prior to accepting an offer, whereas if you are buying your offer may be taken more seriously if you already have a solicitor instructed.

Q.

In what ways does the property solicitor in Mumbles report on the potential risk of possible flooding around Mumbles?

A.

An important part of the legal due diligence procedure involved in buying a home involves a conveyancing lawyer carrying out conveyancing searches that offer detail regarding Mumbles flood risk area data. A more involved dedicated flood risk search (most likely a Landmark Database search) will often be proposed by a Mumbles property solicitor, if in the event that the initial conveyancing searches reveal a flood risk.

Q.

Flood risk searches are compiled from archived data and when you factor in recent events e g the flooding in 2012, are they in fact the ideal way t verify enough about the ever changing local Mumbles flood risk?

A.

An experienced solicitor in Mumbles will suggest that you carry out conveyancing searches if the standard conveyancing searches identifies a risk of flooding in Mumbles.

You could always speak to a neighbour of the property for that further peace of mind if you are still worried.

Q.

What do we need to know about 'fixtures and fittings'?

A.

New owners are regularly frustrated by a lack of clarity over which fixtures and fittings are included. Often, this issue is overlooked, making it essential that the list of fixtures and fittings to be sold with the property is agreed early.

Q.

Can Mumbles brownfield site topsoil still be contaminated?

A.

Soil contamination by industrial waste, including metals, will have occurred in parts of Mumbles. Land may also be contaminated by other sources, including acidic compounds.

Q.

My husband and I must achieve a rapid sale, does your company work with any fast home moving solicitors in Mumbles ?

A.

We believe that our efficient solicitors assume a take charge approach when conducting the conveyancing work

Homeward Legal only ever work with company who are selected because they will efficiently communicate from the start to the end of the home buyer and seller chain . Furthermore our property lawyers are picked because they have new automated practice management and IT systems to finish the sale of your property as quickly as possible.

 
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