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Conveyancing in Mumbles Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 25/04/17

Regional and health service information

The closest station to Mumbles is Swansea, about 4 miles away. The nearest airport to Mumbles is Swansea Airport (3 miles).

The nearest hospital to Mumbles is Singleton Swansea.

Q.

How do we get a cheap solicitor to buy a house?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer supposedly cheap conveyancing. Often extra costs can inflate your final bill. Extras listed in the small print ought to be reasonable and clear. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

When you are purchasing a flat conversion close to a 1400s 'church furlong' in Mumbles, will we need a chancel liability search?

A.

The result of Aston Cantlow (PCC) v Wallbank in 2003 reaffirmed that 'lay rectors' of property must contribute towards the cost of church repairs. A chancel search is used to check that such a liability exists. Liability is more common in some parts of the country. Your conveyancing solicitor will suggest an appropriate indemnity policy to address chancel liability.

Q.

Should we get a chancel search if we plan to purchase in the parish of Cardiff St John's with St Mary's, near Mumbles?

A.

The conveyancer might recommend a chancel search, irrespective of the parish where the building being bought is found. In Mumbles's much older areas, chancel repair may be imposed on the current owners of a building where Parochial Church Councils have previously chosen not to do so.

For property in the parish of Cardiff St John's with St Mary's, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What do we need to know about 'fixtures and fittings'?

A.

New owners are regularly frustrated by a lack of clarity over which fixtures and fittings are included. Often, this issue is overlooked, making it essential that the list of fixtures and fittings to be sold with the property is agreed early.

Q.

Is contaminated land a problem for most residences in Mumbles?

A.

A wide range of contaminants can affect property in Mumbles, such as a proximate telecommunications base station and sand or gravel pits. An environmental search will offer more detail.

Q.

Will I need a property surveyor to check for issues affecting the Mumbles house purchase?

A.

Homeward Legal firmly recommend that the majority of purchasers in Mumbles instruct a home surveyor to perform a survey. It is a fact that there are many defects that can negatively affect a property, such as flat roof leaks, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

Our lender will be Yorkshire Bank, what do we need to be aware of?

A.

A small number of lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal will act for all major mortgage lenders to keep legal costs to a minimum.

Q.

Which issues are key to ensure a fast conveyancing process?

A.

Experienced buyers will tell you that instructing a proactive solicitor is the key to fast Mumbles conveyancing. Consider the following:

  • Was there a delay delivering a quote?
  • Do they use email as the preferred mode of communication?
  • How soon will they order searches?

 
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