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Transfer of Equity in Mumbles

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Mumbles

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Mumbles clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Mumbles Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

Regional and health service information

The closest station to Mumbles is Swansea, about 4 miles away. The nearest airport to Mumbles is Swansea Airport (3 miles).

The nearest hospital to Mumbles is Singleton Swansea.

Q.

How do we get a cheap solicitor to buy a house?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer supposedly cheap conveyancing. Often extra costs can inflate your final bill. Extras listed in the small print ought to be reasonable and clear. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Our lender will be Yorkshire Bank, what do we need to be aware of?

A.

A small number of lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal will act for all major mortgage lenders to keep legal costs to a minimum.

Q.

Should we get a chancel search if we plan to purchase in the parish of Cardiff St John's with St Mary's, near Mumbles?

A.

The conveyancer might recommend a chancel search, irrespective of the parish where the building being bought is found. In Mumbles's much older areas, chancel repair may be imposed on the current owners of a building where Parochial Church Councils have previously chosen not to do so. For property in the parish of Cardiff St John's with St Mary's, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What can a Mumbles conveyancing solicitor recommend if the building is within a Swansea council conservation area that has unlawful dormer windows fitted?

Swansea local authority search (LLC1 - Requisition for search and Official Certificate of Search) conducted by the solicitor during the conveyancing process will ascertain whether the property is within a conservation area and any evidence of authorisation for changes to the property will be asked for.

Q.

Solicitors in Mumbles do some searches if acting for a property buyer, which actual searches?

A.

When taking out a mortgage the building society of bank insist that particular searches, including - Local Authority, Drainage Search (Con29DW or personal) and Environment Search and, depending on certain criteria, area-specific searches such as HS2 Search.

Q.

Will I need a property surveyor to check for issues affecting the Mumbles house purchase?

A.

Homeward Legal firmly recommend that the majority of purchasers in Mumbles instruct a home surveyor to perform a survey. It is a fact that there are many defects that can negatively affect a property, such as flat roof leaks, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

In what ways does the property solicitor in Mumbles report on the potential risk of possible flooding around Mumbles?

A.

An important part of the legal due diligence procedure involved in buying a home involves a conveyancing lawyer carrying out conveyancing searches that offer detail regarding Mumbles flood risk area data. A more involved dedicated flood risk search (most likely a Landmark Database search) will often be proposed by a Mumbles property solicitor, if in the event that the initial conveyancing searches reveal a flood risk.

Q.

What length of time can conveyancing to buy a house take? If it matters, we are purchasing an apartment in Mumbles.

A.

The time required to transact a house varies, with reference to a range of legal considerations. Our conveyancers work hard to ensure each client is handled quickly, and to the highest standard of service.

 
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