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Conveyancing in Pitsea Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/18

Local key data:

Pitsea's closest station is Pitsea. Pitsea's closest airport is London, Southend Airport. London City Airport is 20 miles, London Airport is 9 miles, Rochester Airport is 15 miles and Stansted Airport is 25 miles away.

Q.

Local Pitsea attractions

A.

Rayleigh Windmill, Watt Tyler Pitsea Country Park and Vange All Saints Churches Conservation Trust are in Pitsea.

The closest hospital to Pitsea is Basildon, Nethermayne.

Q.

I am looking for discount conveyancing in Pitsea. Will we get a quote or and estimate?

A.

Many law firms offer theoretically cheap conveyancing. Unfortunately extra fees are frequently hidden in the terms of engagement. Extra charges included in terms and conditions ought to be reasonable and clear. The quote must also state costs to be paid to third parties, e.g. the Land Registry, (disbursments).Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

At what point is it appropriate to find a conveyancer?

A.

With a 'no move, no fee' guarantee, instructing as soon as possible is wise, as conveyancing involves several tasks that can begin very early in the process. Instructing your solicitor sooner for a sale means that information, especially from slow third-parties, can be requested even prior to accepting an offer, whereas if you are buying you can shave days off the process by having the details of your instructed solicitor ready when you make an offer.

Q.

National Counties Building Society is going to be our mortgage lender, what do I need to know?

A.

When organising a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. A small number of lenders have reduced the number of firms on their approved panel, resulting in higher legal costs for home buyers if their lawyer is unable to act both on their behalf, and for their lender. We, though, are able to act for many lenders in the UK to keep legal costs to a minimum.

Q.

Is it advisable that I get a chancel search if I am buying a Pitsea flat close by a 15th Century rectory?

A.

There are 15000 parishes across the UK. Property owners within some of these may be required to contribute towards the repair of a local church. A number of sources are used to identify liability, including maps of Pitsea's parish boundaries. Pitsea church properties where a chancel search may be necessary include St Gabriel.

Q.

Does our Pitsea conveyancer inform me about the amount to be paid of council tax on a Band A property prior to completion?

A.

Your lawyer will consult with the relevant Basildon local authority to find out the currently applicable council tax charges which will subsequently be added to the conveyancing report on title. The latest council tax charges for homes in Pitsea are detailed online at the Basildon council website. Currently, 22 September 2012, rates are:

  • Band A - £1,032.00
  • Band B - £1,204.00
  • Band C - £1,376.00
  • Band D - £1,548.00
  • Band E - £1,893.00
  • Band F - £2,237.00
  • Band G - £2,581.00
  • Band H - £3,097.00

Q.

Is a deed of assignment a fee or a disbursement?

A.

A conveyancing quote should clearly state all disbursements and fees. This charge,e.g., is a fee not a disbursement, and should be included in a quote for your conveyancing. Any associated disbursement costs will, however, be passed on..

Q.

I am looking to be moving from our period property just outside Pitsea into a home in Loughton . What is the right point to appoint a home removal company?

A.

Best advice is for home movers to avoid agreeing a removal firm until such time as both sides have formally agreed the move date that takes place once contracts have exchanged. For a local Essex company Norton & Sons, Rokeby Upper Avenue, Basildon, SS13 2LR Phone: 01268 726639.

Q.

Does your solicitor in Pitsea do any property conveyancing searches on the Essex Victorian terraced home I am intending to buy?

A.

The normal conveyancing protocol will be to obtain these searches - Local Authority (personal or official), Drainage and Water Search and Environmental, and possibly area-specific searches such as Planning Search.