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Transfer of Equity in Southsea

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Southsea

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Southsea clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Southsea Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/01/17

Drivers are well served with Southsea ideally situated with very good major road access under 3 miles off the M275.

Southsea's nearest train station is Southsea Hoverpt and Southsea's closest airport is Bembridge IoW, Sandown Rd Airport. Southampton Airport is 17 miles, Bembridge IoW Airport is 8 miles and Sandown IoW Airport is 11 miles away.

St Marys Portsmouth is the nearest hospital for Southsea.

Q.

We are trying to find a cheap solicitor to sell a home. Can you assist?

A.

Confusion over this matter catches out many sellers, and can leave them paying far more in fees than they budgeted, and many conveyancers offer supposedly 'the cheapest conveyancing quotes', but additional charges will be included in the terms and conditions. A quote for conveyancing in Southsea should, in addition, define any disbursements.

Q.

If you are purchasing a flat near a glebe in Southsea, is it advisable that we get a chancel liability search?

A.

Owners of property in an area near a church in the area must contribute towards repairs, where chancel repair liability exists. A number of sources are used to identify liability, including tithe documents. Southsea church properties where a chancel search may be appropriate include Holy Spirit,, Portsmouth St Luke's, St Jude and St Peter's.

Q.

Should I use a conveyancing who often works with by our estate agent in Walton on the Naze?

A.

The agent will push a law firm. These referrals need to be weighed up against alternatives, including online or local firms, as it may be the case that the agent recommends the conveyancer who pays out the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

An un-planned set of circumstances mean we really need to hurry up and exchange on the sale of our jointly owned flat very quickly, do Homeward Legal use fast solicitors in Southsea ?

A.

Generally property solicitors practices can be far too unhurried adding huge aggravation to the property moving process.

Homeward Legals firm are focused on speed and will communicate through the whole of the property chain and employ new workflow and information technology systems to complete the legal work with minimal stress.

Q.

We are buying in Southsea with Northern Rock, is there anything I need to know?

A.

A small number of lenders have reduced their 'solicitor panel', potentially creating greater legal costs for buyers. We will act for the majority of mortgage lenders to keep legal costs to a minimum.

Q.

What can I do to avoid paying out for stamp duty in Southsea?

A.

Stamp Duty Land Tax usually must be paid for home purchases sold for over 125,000 pounds. Homeward Legal do not recommend clients arrange any stamp duty mitigation. Such schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed .

Q.

Does a Southsea solicitor apply for any property conveyancing searches on the Hampshire Edwardian terraced cottage I am intending to buy?

A.

The conventional conveyancing protocol will be to obtain Local Authority (council), Drainage and Water Search (CON29DW or personal) and Environmental and, depending on certain criteria, area-specific searches e.g. a Company Searches.

Q.

If I plan to buy near Southsea, in the parish of Chilworth, do we need a chancel search?

A.

Your solicitor might recommend that a chancel search is taken out. Chancel repair has the potential to be imposed on new owners of a property where parish councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.

 
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