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Conveyancing in Southsea Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Drivers are well served with Southsea ideally situated with very good major road access under 3 miles off the M275.

Southsea's nearest train station is Southsea Hoverpt and Southsea's closest airport is Bembridge IoW, Sandown Rd Airport. Southampton Airport is 17 miles, Bembridge IoW Airport is 8 miles and Sandown IoW Airport is 11 miles away.

St Marys Portsmouth is the nearest hospital for Southsea.

Q.

We are trying to find a cheap solicitor to sell a home. Can you assist?

A.

Confusion over this matter catches out many sellers, and can leave them paying far more in fees than they budgeted, and many conveyancers offer supposedly 'the cheapest conveyancing quotes', but additional charges will be included in the terms and conditions. A quote for conveyancing in Southsea should, in addition, define any disbursements.

Q.

Should I use a conveyancing who often works with by our estate agent in Walton on the Naze?

A.

The agent will push a law firm. These referrals need to be weighed up against alternatives, including online or local firms, as it may be the case that the agent recommends the conveyancer who pays out the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

What can I do to avoid paying out for stamp duty in Southsea?

A.

Stamp Duty Land Tax usually must be paid for home purchases sold for over 125,000 pounds. Homeward Legal do not recommend clients arrange any stamp duty mitigation. Such schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed .

Q.

Which Southsea lenders do you work with?

A.

The Homeward Legal group work with all the major lenders assisting home purchasers in Southsea. Southsea lenders and mortgage specialists include HSBC Bank, 106 Albert Rd, Southsea, PO5 2SD, Christie Financial Services Ltd, 97 Albert Rd, Southsea, PO5 2SG, and Mortgage Source, 17 Clarendon Rd, Southsea, PO5 2ED.

Q.

Which local authority looks after Southsea?

A.

Southsea is located in Portsmouth City Council, Civic Offices, Guildhall Square, Portsmouth, Hampshire, PO1 2BG, phone: 023 9282 2251

Q.

We are buying in Southsea with Northern Rock, is there anything I need to know?

A.

A small number of lenders have reduced their 'solicitor panel', potentially creating greater legal costs for buyers. We will act for the majority of mortgage lenders to keep legal costs to a minimum.

Q.

If you are purchasing a flat near a glebe in Southsea, is it advisable that we get a chancel liability search?

A.

Owners of property in an area near a church in the area must contribute towards repairs, where chancel repair liability exists. A number of sources are used to identify liability, including tithe documents. Southsea church properties where a chancel search may be appropriate include Holy Spirit,, Portsmouth St Luke's, St Jude and St Peter's.

Q.

Will my Southsea conveyancer do official or personal searches on my property purchase?

A.

Your solicitor will make a recommendation regarding the most appropriate route, depending on factors like search price. For personal searches, your lawyer may look for a local search agent for example HantsWight Searches Ltd, 418 Victory Business Centre, Fratton, Portsmouth, PO1 1PJ Tel: 02392 831777 Fax: 02392 818499