By Frances Traynor
17th October 2017
"Teamwork means the ability to work as a group towards a common vision."
When selling, buying or remortgaging a house or flat in Stourbridge, you will need to appoint a conveyancing solicitor to carry out the legal side of things for you.
Homeward Legal's panel of conveyancing solicitors have years of experience of conveyancing in Stourbridge and throughout Birmingham and the Black Country and our pragmatic approach often means we move you in the shortest possible time.
Our property lawyers carry out all the conveyancing work for your house move for a fixed price.
We do not charge you any conveyancing solicitors fees, if your West Midlands move does not complete.
With local conveyancing expertise, our solicitors will guide you through every aspect of the legal process.
No additional fees whatsoever.
By road: Stourbridge is served by the A449, A458 and A491. By rail: The nearest train station is Stourbridge Junction. By air: Stourbridge is closest to Birmingham Airport (30 miles), Coventry Airport (44), and Gloucestershire Airport (46).
Hospital: Corbett, Vicarage Road, Stourbridge, DY8 4JB. Council: Dudley Metropolitan Borough (www.dudley.gov.uk).
Attractions: Kinver Edge Rock Houses, Ruskin Glass Centre, Mary Stevens Park, The Lace Guild, Red House Glass Cone, and Hogley Hall.Q.
The legal work involved in buying or selling any Stourbridge property will occasionally take more time than originally planned. At Homeward Legal, however, we strive to diminish the burden of these delays whenever possible by using fast search providers, while our solicitors are incentivised to complete all tasks quickly without compromising on the service we provide for you. For the best and clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert team on 0800 038 6699. All our quotes are backed up with a ‘No Move, No Fee’ guarantee.Q.
The standard legal procedure is to obtain these searches: a Local Authority (council); a Water and Drainage Search (Con29DW); an Environmental and Limestone Search. In addition, your property may require less common searches, such as a SIM Search, which will be dependent on its location and whether you are supplementing your funds with a mortgage.Q.
A small number of lenders have now reduced the size of their 'solicitor panel', which may result in increased conveyancing costs for property-buyers, as they pass on their legal bill associated with providing a mortgage. Homeward Legal, however, can act on behalf of all large mortgage lenders, thus preventing your bill from increasing unexpectedly. To find out more, call our experts on 0800 038 6699 for your fixed-fee conveyancing quote.Q.
A crucial step in the conveyancing protocol of purchasing a property involves the solicitor carrying out conveyancing searches that provide certain details with regard to the historical flood-risk in Stourbridge. As an additional measure, and if the results of that preliminary search dictates it, your conveyancing solicitor could advocate a more detailed (e.g. Homecheck) specialist flood-search.Q.
It is a well-established fact that instructing a proactive and experienced solicitor as early as possible is crucial to speeding up the conveyancing transaction. Homeward Legal’s solicitors provide this as a standard service and use cutting-edge computer systems, integrated with various bodies such as the local authority, HMRC and the Land Registry, in order to push forward a fast transaction. Beyond that, there are various jobs that you, as the buyer, can also do, including:
A conveyancing solicitor will make enquiries to determine if the property is inside a conservation area and, should that be confirmed, whether any modifications have the essential permissions from the Dudley Metropolitan Borough authority. In the event that no suitable
consents can be provided, your solicitor will advise all the options open to you, which may include getting an indemnity policy (to cover future requests to remove or revert the changes) or requesting retrospective permission from the planning authority.Q.
The solicitor instructed to handle the transaction might recommend that a chancel search is taken out. In Stourbridge's much older areas, chancel repair has had the potential to be imposed on the owners of a residence where Parochial Church Councils have previously chosen not to do so. Even if liability is unlikely, indemnity insurance is a sensible precaution. Talk to your solicitor to obtain more advice on the steps you can take.Q.
Unfortunately, buyers must be on their guard for considerable extra costs hidden in small print of the terms of engagement of a number of solicitors’ firms. You should be aware that some solicitors' firms will give a low estimate, not an accurate quote, which makes the resultant quote look understandably attractive. The final bill you receive may be much more than you had expected or budgeted for. However, at Homeward Legal, we never hide any extra charges. Our clear quotes provide the distinction between fees and disbursements, so you are always in control of your legal bill. Why not give our waiting team a call on 0800 038 6699 for your fixed-fee quote protected by our ‘No Move, No Fee’ guarantee? Or try our online quote calculator.Q.
A small number of lenders are now reducing their 'solicitor panel', which may result in increased conveyancing costs for property buyers. Homeward Legal, however, can act on behalf of all large mortgage lenders.Q.
Flood searches conducted by your Stourbridge property lawyer should also include the more rigorous Landmark flood search if the risk warrants it.
You might be able to speak to a local resident to gain further insight.Q.
Residential property in Stourbridge could be contaminated by a broad range of factors caused by man and by nature, such as military land. An environmental search can provide much more clarity.Q.
Frequently a conveyancing report on title should give information the appropriate Dudley council tax band. Up-to-date charges for Stourbridge are published on the Dudley local authority site. On 30/12/2012 band rates are:
A conveyancing solicitor will make enquiries to confirm if the property is inside a conservation area, and if so whether any modifications have essential permissions from the Dudley authority. In the event that no suitable consents can be provided, your solicitor will advise you of all options which may include getting an indemnity policy or requesting retrospective permission from the planning authority.Q.
The Royal Institution of Chartered Surveyors firmly suggest that you order a RICS survey. Buyers should be aware that there are many issues that will impact a property, which will not be addressed during a property valuation, for example cracks in walls or subsidence.Q.
Areas deemed to be of historic or architectural significance, such as mining villages, will be defined as conservation areas. Conservation areas in Stourbridge include Stourbridge High Street. Your property solicitor will be able to provide more details and address the consequences of purchasing property in a conservation area.