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Conveyancing in Thame Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/10/17

Booker, Wycombe Air Park Airport is 12 miles from Thame. Turweston Aerodrome Airport is 21 mile s, Kidlington Airport is 16 miles, White Waltham Airport is 20 miles and Booker Airport is 13 miles away. Thame's nearest station is Haddenham and Thame Parkway.

Q.

Local points of interest in Thame

A.

Long Crendon Courthouse National Trust , Chinnor Oxon Windmill, Haddenham St Tiggywinkles Wildlife Centre Animal Sanctuary and Rycote Chapel English Heritage are situated in Thame.

The closest hospital is Thame Community.

Q.

On the purchase of a £98,000 house, what will be the fees? We need to find an affordable conveyancing quote.

A.

Various conveyancers offer cheap conveyancing quotes, but extra costs will be included in the terms. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

Thame property solicitors order varied property conveyancing searches when instructed to act for a property buyer, which actual searches?

A.

If purchasing and applying for a mortgage the lender mandates at least the following for properties in Thame: Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environment Search, and, depending on certain criteria, unique particular for example Land charges full Search.

Q.

Does your company deal with the legal conveyancing of property auction properties in Thame?

A.

Yes - Our firm is very capable working with bidders at auction. Frequently unusually constructed buildings are purchased in property auctions which will want added legwork by the conveyancing lawyer. Conveyancers therefore recommend that auction buyers select a property conveyancing lawyer prior to the day of the auction to allow adequate time for an investigation of the legal pack. Subsequently,

following the date of the auction you are the lawyer needs to be focused on quickly carry out the auction conveyancing process in under the usual 28 days, a normal requirement of .

Q.

What will the council tax cost for a buy to let Band B apartment in Thame?

A.

The property's council tax band should commonly be reported in the conveyancing report on title along with the local authority. The latest tax charges for properties in Thame are published on the South Oxfordshire council website. On 03 January 2013 rates for all bands are:

  • Band A - £1,005.00
  • Band B - £1,172.00
  • Band C - £1,340.00
  • Band D - £1,507.00
  • Band E - £1,842.00
  • Band F - £2,177.00
  • Band G - £2,512.00
  • Band H - £3,015.00

Q.

Will the conveyancing hide any extra fees?

A.

Homeward Legal's solicitors will not charge any hidden costs. Be aware that some websites offer unrealistically low 'quotes' which are in fact estimates. The bill you receive on completion can be much greater.

Q.

What is gazumping?

A.

This occurs when the 1st buyer's offer is accepted, and then rejected, by the property seller, selecting instead a better offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of being gazumped. Consider instructing a law firm as early as possible to reduce the chance of your offer being gazumped.

Q.

We are purchasing a Thame house with Virgin Money, is there anything we need to consider?

A.

Some lenders have decreased the number of firms on their approved panel, which may result in increased conveyancing costs for home buyers. Homeward Legal, however, are able to act on behalf of the majority of mortgage lenders.

Q.

Handling the legal work without the help of a solicitor in Thame appears to be becoming possible when selling a home. However, would it actually be a silly move ?

A.

Legally speaking there are absolutely no arguments why a seller cant adopt a DIY approach and carry out the legal process on your own. The truth is however that a solicitor carries out a large array of skilled tasks e.g. chasing replies to enquiries and dealing with requisition on os1 which require training.