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Conveyancing in Thornaby Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/07/17

Thornaby's closest train station is Stockton at 2 miles. The nearest airport to Thornaby is Darlington, Durham Tees Valley Airport (6 miles).

University Of North Tees Stockton is the nearest hospital.

Q.

I need an affordable conveyancing estimate. What do we need to consider?

A.

Several firms claim to offer so-called cheap conveyancing quotes. Unfortunately extra costs may inflate your final bill. Any disbursements should also be clearly stated on your quote Fees should be fair.

Q.

If we are buying in Thornaby near a rectory, should we get a chancel search?

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Thornaby Church council. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced.

Q.

How do we avoid paying out for stamp duty land tax?

A.

Homeward Legal strongly advise against any stamp duty reduction scheme. These schemes are often uneconomical and can be very unlikely to succeed. There have been certain government initiatives, such as for first-time buyers.

Q.

What length of time does conveyancing legal work take, in your experience? We have a buyer ready.

A.

For most residential property, the length of time required to transact a house varies, with reference to several factors. Our conveyancers strive to ensure a sale, purchase or transfer of equity is undertaken with the utmost care and speed.

Q.

Which lender panels in Thornaby are your solicitors members of?

A.

Most lenders in Thornaby are on our Thornaby solicitors' panel. Local mortgage lenders and brokers include Money Box, 13A Dundas St, Redcar, TS10 3AD, Thomson Philip G, 29 Marine Pde, Saltburn-By-The-Sea, TS12 1DP, and J S Town & Country Mortgages, 4 High St, Norton, Stockton-On-Tees, TS20 1DN.

Q.

We are buying a Thornaby home with Santander, what do we need to be aware of?

A.

Some lenders are now limiting the firms who can act for them, potentially creating increased legal costs for property buyers. Homeward Legal are able to act for all large lenders.

Q.

Thornaby solicitors carry out a number of searches when instructed to act for a home buyer - what specific ones?

A.

When taking out a mortgage the lender requires you to at least - Local Authority, Drainage Search and Environmental, and, depending on certain criteria, unique particular such as a SIM.

Q.

We are bidding at a property auction and would like arrange fast conveyancing, how can we speed things up?

A.

Contacting a communicative conveyancing solicitor is essential to moving faster. There are a number of things you, as the buyer, could do to get moving sooner, including, promptly answering your conveyancing solicitor's questions (by email if possible), getting your mortgage offer in place and asking for property searches to be ordered immediately.

 
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