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Conveyancing in Treorchy Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/10/17

Cardiff Airport is 19 miles from Treorchy. Swansea Airport is 25 miles away. Treorchy's closest station is Treorchy.

Treorchy, Ysbyty George Thomas is the most convenient hospital.

Q.

I need the cheapest conveyancing solicitors, we are on a tight budget.

A.

Many solicitors advertise so-called 'the cheapest conveyancing quotes', but extra charges are frequently hidden in small print, left unregarded by busy buyers The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Treorchy conveyancing solicitors apply for official conveyancing searches when they are instructed to act for a home purchaser - what particular searches?

A.

When getting a mortgage the lender expects at least the following for Treorchy: Local Authority (personal or official), Drainage and Water Search and Environment Search, and occasionally less common searches such as Commons Registration Search.

Q.

New Life Mortgages will be our lender, what will I need to know?

A.

A small number of lenders are now reducing their 'solicitor panel', which may result in increased legal costs for property purchasers. Homeward Legal are able to act for most lenders.

Q.

What is the council tax on a Sixties semi-detached building in Treorchy?

A.

Ordinarily, a title report will give the Rhondda Cynon Taf council tax band. The correct rates for residents of Treorchy are detailed at the Rhondda Cynon Taf local authority site. At the time of writing on 22/11/2012 rates are:

  • Band A - £893.38
    >
  • Band B - £1,042.28
  • Band C - £1,191.17
  • Band D - £1,340.07
  • Band E - £1,637.86
  • Band F - £1,935.66
  • Band G - £2,233.45
  • Band H - £2,680.14

Q.

Do we need a chancel search if I plan to purchase in the parish of Lavernock?

A.

A lawyer should confirm that a chancel search is taken out. In Treorchy's much older areas, chancel repair may be imposed on current owners of a property where church councils may have not done so in the past. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

What will a Treorchy property lawyer advise if the house I hope to invest in is situated in a Rhondda Cynon Taf planning authority conservation area which has out of place doors fitted to it?

A.

Rhondda Cynon Taf planning authority Requisition for search and Official Certificate of Search conducted by the solicitor during the conveyancing process will verify whether the property is within a conservation area proof of consent for changes to the property will be required. In the event that no appropriate consents can be provided your solicitor will advise you of the best alternative for example purchasing an indemnity insurance or requesting retrospective approval from Rhondda Cynon Taf council.

Q.

We have taken out a conveyancing quote from you. May there be any extra charges?

A.

No. Homeward Legal do not charge any extra, hidden costs. Know that some solicitor do not give accurate quotes, only estimates, meaning that you could pay much more when you complete.

Q.

Which Treorchy mortgage lenders do you work with?

A.

Of lenders with offices nearby Treorchy, Homeward Legal closely with many. Local mortgage lenders and brokers include Principality Building Society, 220 High St, Treorchy, CF42 6AS, and Phoenix Financial Services, 72 Bute St, Treorchy, CF42 6BD.