Conveyancing In Wilton Q & A's
If you are buying in Wilton, will we need a search for chancel liability?
Where land in Wilton was once owned by a lay-rector, new owners of that property may be obliged to subsidise upkeep of specific local church buildings. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Church lands in the area include St Cuthbert, St George, St George's and St Mary & St Nicholas.
Lloyds TSB Scotland will be our mortgage lender - is there anything I need to check?
House buyers should be aware that a small number of lenders are now reducing the size of their 'solicitor panel', resulting in increased conveyancing costs for property purchasers if their lawyer cannot act for the lender. Homeward Legal can act for the majority of lenders, ensuring that an additional lawyer will not be required to act for your lender.
Should I get a home surveyor to look into the property purchase?
It is strongly recommended that home buyers in Wilton order a RICS survey when buying in Wilton. A wide range of issues have a negative impact on a property, including severe weathering, and issues such as these are not likely to be investigated as part of the conveyancing itself.
If I want to build an extension or do other works once I move in, can I get a builder to visit to give me a quote?
There is nothing stopping you trying to organise this, so long as you set a date and time that’s acceptable to the vendor (or via their estate agent if they are unable to be there) and try to establish how long the process will take, so that this can be booked in.
This becomes particularly critical following a surveyor’s inspection where remedial works are identified and recommended. You can use the quote from the builder as a renegotiation tool on the asking price, if the work required is going to be particularly costly. If you decide to go down this route, it must be done before exchange of contracts (where you’re committing to the sale price) and you should inform your solicitor if you’ve had private discussions and agreements with the vendor over price for inclusion in the terms of the contract.
What are the issues if we buy a house within the boundary of a Wiltshire council designated conservation area ?
Wiltshire local authority LLC1 searches carried out by a property lawyer will determine the existence of suitable formal approval for additions to the building.Should no local authority consents can be provided, your solicitor will recommend all options which can include seeking cover from an indemnity insurance policy or requesting retrospective permission from the planning authority.