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Transfer of Equity in Abbeymeads

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Abbeymeads.

Remortgage Solicitors Abbeymeads

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Abbeymeads clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Abbeymeads Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Abbeymeads points of interest

Stonehenge English Heritage and Idmiston All Saints Churches Conservation Trust are easily accessible from Abbeymeads.

Abbeymeads's nearest airport is Southampton, Mitchell Way Airport. Abbeymeads's closest station is Grateley at 7 miles.

The nearest hospital is Salisbury, District.

Q.

I am trying to find a firm that offers cheap conveyancing. How do we get a quote?

A.

The confusion over this point catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted, and many conveyancers offer supposedly cheap conveyancing, however additional costs are frequently hidden in small print that buyers often do not check. Extra charges listed in the solicitor's terms needs to be fair and clearly defined. Any disbursements should also be included on the conveyancing quote. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

How much is the council tax on a Thirties terraced property in Abbeymeads?

A.

Commonly, the conveyancer's title report will include the relevant Swindon council tax band.

Up-to-date charges for residents of Abbeymeads are detailed at the Swindon local authority site. At the time of writing (10 September 2012) the different rates are:

  • Band A - £929.00
  • Band B - £1,083.00
  • Band C - £1,238.00
  • Band D - £1,393.00
  • Band E - £1,702.00
  • Band F - £2,012.00
  • Band G - £2,321.00
  • Band H - £2,786.00

Q.

In relation to the widespread flooding in Sept 2012 in South West England, we are apprehensive that environmental searches aren't sufficient?

A.

A good conveyancing solicitor in Abbeymeads will advise you to carry out environmental searches if the first searches identifies a Abbeymeads flood risk.

For more area background why not get in touch with a local resident.

Q.

Which Abbeymeads lender panels are you on?

A.

We have worked with all the major lenders serving home purchasers in Abbeymeads. Local mortgage lenders and brokers include Cheltenham Mortgages, 12 Rodney Rd, Cheltenham, GL50 1JJ, Mortgage Movers, 76 Barnwood Rd, Gloucester, GL2 0SG, and Lloyds TSB Mortgages, Barnett Way, Barnwood, Gloucester, GL4 3RW.

Q.

Are pre-completion searches disbursements or fees?

A.

A good quote will itemise fees and disbursements, clearly stating which is which. These costs are disbursements not fees, and is passed on to the buyer at cost.

Q.

How is stamp duty rates determined and how much will it be on a £923000 residential property?

A.

Stamp Duty is dependent on the value of the property. It is £36920 on a £923000 house or flat in Abbeymeads.*

*Correct as of March 2013

Q.

Please explain why sale conveyancing goes on for so long?

A.

Abbeymeads conveyancing will sometimes take more time for a variety of reasons. Some reasons are unfortunately out of the solicitors' hands, Homeward Legal, however, endeavour to reduce the effect of these delays wherever feasible.

Q.

Our lender will be Paragon Mortgages - what will I need to consider?

A.

Over the last two years, some lenders have reduced the number of firms on their approved panel, resulting in increased conveyancing costs for buyers if their conveyancer cannot act for the lender. We, however, can act on behalf of the vast majority of mortgage lenders so that you will not be required to pay legal costs to your lender's solicitor.

 
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