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Conveyancing in Aberbargoed Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/17

Thinking of re-locating to the area? Useful Aberbargoed transport and services details:

The closest station to Aberbargoed is Bargoed. Cardiff Airport is 21 mile from Aberbargoed.

Aberbargoed is a nearby hospital to Aberbargoed.

Q.

How do we get fixed rate conveyancing?

A.

This topic catches out many sellers and buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many conveyancers advertise supposedly 'the cheapest conveyancing quotes'. However extra costs will be included in small print. Charges should be reasonable and clear. They only apply to matters if the conveyancer must perform additional tasks on your behalf, which could not be anticipated at the start of the process. Your Aberbargoed conveyancing quote should, in addition, define costs to be paid to third parties, e.g. the Land Registry, (disbursements).

Q.

Doing your own conveyancing without the support of a Aberbargoed property lawyer looks to be possible as a buyer of a home. Would it actually be imprudent ?

A.

It is certainly possible for you to take care of he your own conveyancing unaided. In reality however, a conveyancing solicitor is in charge of a long list of jobs e.g. chasing any missing replies/clarifications to enquiries or handling retentions most of which need training.

In any event however, legal practices are required by their regulator to have applicable indemnity insurance to shield you from any professional negligence.

Q.

What sort of flood plain searches in connection with the potential risk of a flood to properties in Caerphilly will the lawyer in Aberbargoed apply for?

A.

A conveyancing lawyer makes an application for environmental searches that incorporate Aberbargoed historical

flood risk data. As an additional measure means that your solicitor in Aberbargoed could suggest a significantly more in-depth search.

Q.

We are concerned about the council tax charges on a Sixties terraced home in Aberbargoed, what are they?

A.

More often than not a report on title will supply the appropriate Caerphilly council tax band. Up-to-date charges for residents of Aberbargoed are published on the Caerphilly local authority site. At the time of authoring (13 June 2012) the different rates are:

  • Band A - £733.65
  • Band B - £855.92
  • Band C - £978.20
  • Band D - £1,100.47
  • Band E - £1,345.02
  • Band F - £1,589.57
  • Band G - £1,834.12
  • Band H - £2,200.94

Q.

How is stamp duty rates calculated and what will we need to pay on a £321000 house?

A.

Stamp Duty will depend on the purchase price of the property. On a £321000 property, stamp duty will be £9630.

Q.

What authority is responsible for watching over the status of the conservation areas in Aberbargoed?

A.

Local Aberbargoed conservation areas are specified by Caerphilly who preside over conservation area concerns from including things like modern telephone boxes, removal of existing windows and upkeep of paths. English Heritage keep a list of the state of conservation areas.

Q.

Can you confirm which Aberbargoed lenders your lawyers are able to work with. Which panels are your solicitors on?

A.

Of lenders with local offices proximate to Aberbargoed, Homeward Legal work with all the major companies. Lenders and mortgage specialists in Aberbargoed include Jones Ivor, 18 Gwaun Fro, Penpedairheol, Hengoed, CF82 8BN, Apricot Mortgages & Loans Ltd, 4 Griffin Rise, Treharris, CF46 5BJ, and Cascade Mortgages, Cascade House/Pengam Rd, Penpedairheol, Hengoed, CF82 8BX.

Q.

Which local authority looks after Aberbargoed?

A.

Aberbargoed is located in Rhondda Cynon Taf County Borough Council, Headquarters, The Pavilions, Cambrian Park, Clydach Vale, Tonypandy, CF40 2XX, phone: 01443 424 000

 
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