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Conveyancing in Abercynon Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/10/17

Planning to moving to Abercynon? Relevant Abercynon public transport and services details:

The closest train station to Abercynon is Abercynon North, almost 1 mile away and Abercynon's closest airport is Cardiff Airport (17 miles).

Pontypridd Cottage is a nearby hospital to Abercynon.

Q.

How do I find a discount conveyancing estimate?

A.

Many online and high street property lawyers offer so-called cheap conveyancing quotes, but extra fees may be added into the small print. Extra costs which are listed in the terms should be fair and only apply in cases where the conveyancer must complete unanticipated additional work for you, which could not be anticipated at the start of the process. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

I have taken out a quote from you. Might I end up paying any additional fees?

A.

It is unfortunate that buyers must be on their guard for considerable extra costs hidden in small print. Homeward Legal's solicitors will not charge any hidden costs. Be aware that some websites offer unrealistically low 'quotes' which are in fact estimates, meaning that you could pay much more when you complete.

Q.

What does conveyancing searches cost?

A.

With Homeward Legal's conveyancing service, a client in Abercynon is required to pay at a maximum £249 for a standard bundle of searches. Searches are charged at cost.

Q.

We need to complete this purchase as soon as possible, how can we get a fast exchange and completion?

Many buyers will, correctly, argue that instructing a proactive conveyancer is crucial to fast conveyancing. There are, however, a range of tasks you can do, including, requesting regular updates from your conveyancer and keep the pressure on, answering any queries raised by the conveyancer as soon as possible and ordering a property survey early in the transaction.

Q.

Abercynon conveyancing solicitors conduct official property when they are acting for a purchaser, which actual searches?

A.

If buying and applying for a mortgage the building society of bank will expect these searches - Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environmental and, depending on certain criteria, specific searches, like a Chancel.

Q.

Will I need to get a chancel search if we are buying a home near a 1400s priory in Abercynon?

A.

The Law Lords decision in a court case between a parish council and owners of neighbouring farmland liable for church repairs confirmed that chancel repair liability could be enforced. As a consequence of a recent Act, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Your conveyancing lawyer will suggest an appropriate indemnity policy to address chancel liability.

Q.

Can you confirm how we avoid paying stamp duty to the Revenue?

A.

Stamp duty is due on property purchases priced at over £125,000. We firmly advise against any stamp duty avoidance. Such schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed and the total stamp duty tax may be payable, along with interest and penalties.

Q.

Do I need to employ the lawyer that often works with by our estate agent?

A.

If you opt for a solicitor referred this way, you the agent can exert pressure on your behalf, however, these referrals should be compared against alternatives, such as local solicitors, or firms found online, as there is a risk that the agent may suggest whichever firm pays the most per referral, not the law firm with the best reputation.