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Conveyancing in Adamsdown Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/04/17

Local points of interest in Adamsdown

National Museum & Gallery of Wales Aviation Museum and Cardiff Castle Cadw are near to Adamsdown.

Adamsdown's closest airport is Cardiff Airport (10 miles). Bristol Airport is 21 mile away. The closest station to Adamsdown is Cardiff Queen Street.

The nearest hospital is Cardiff Royal Infirmary.

Q.

How do I find the cheapest conveyancing solicitors?

A.

Many solicitors purport to offer so-called 'the cheapest conveyancing quotes', but extra charges are often hiding in the small print. Any charges which are listed in the solicitor's terms needs to be clearly defined. They only apply to matters if the conveyancer must perform additional tasks for you, which could not be anticipated at the start of the process. Any disbursements ought to be listed on a quote. Our online calculator will create an accurate quote for your buy.

Q.

Will your Adamsdown property solicitor do official or personal searches on my property purchase?

A.

The conveyancer will make a recommendation as to the best course of action, depending on issues like building society requirements. If personal searches are used the lawyer might consider a search agent e.g 7SIDE Limited, 14-18 City Road, Cardiff, Cardiff, CF24 3DL Tel: 02920 451444 Fax: 02920 465872

Q.

Do you work with mortgage lenders with Adamsdown branches?

A.

The Homeward Legal group can work with the majority of lenders assisting Adamsdown buyers. Adamsdown lenders and mortgage specialists include Cheque Centre, 60 Albany Rd, Cardiff, CF24 3RR, RBS, 6-8 Albany Rd, Cardiff, CF24 3YW, and Friendly Independent Mortgages, 64A Glenroy St, Cardiff, CF24 3JY.

Q.

Do I need to employ a conveyancing that works with by the agent?

A.

If you choose a law firm this way, you the agent can use their influence exert pressure on your behalf. If the agent is paid a referral fee, however, there is a risk that the agent may suggest the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

What does a Adamsdown property lawyer do if the flat I hope to purchase is in a conservation area and has out of place removal of chimney stacks fitted?

A.

Cardiff planning authority LLC1 searches conducted by the solicitor will verify if the Adamsdown property a conservation area proof of planning consent for additions to the property will be required.

Should no appropriate consents be supplied your Adamsdown conveyancer will give you professional advice on the best alternative which can include obtaining an indemnity policy or seeking retrospective approval from Cardiff council.

Q.

Should the fixtures and fittings form include things like radiators?

A.

House purchasers are regularly frustrated by a lack of clarity around fixtures and fittings. In order to avoid later issues, a fixtures and fittings form should be completed and will save much anxiety later in the conveyancing process..

Q.

How is Stamp Duty Land Tax rates calculated and what should we pay on a £765000 home?

A.

The rate of stamp duty you will owe will depend on the purchase price. It is £30600 on a £765000 residential property.

Q.

I have requested a quote from you. May there be any hidden charges?

A.

No. Our solicitors never charge any additional fees. A Homeward Legal conveyancing quote is an single, accurate price the legal expenses for your sale or purchase.

 
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