Halifax will be our lender, what do I need to know?
Purchasers should know that, in some cases, lenders have opted to reduce the size of their 'solicitor panel'. For house purchasers, this can result in significantly increased conveyancing costs. We are able to act on behalf of the majority of lenders, keeping buyers' legal costs to a minimum.
In what ways can my Adamsdown solicitor advise us on the risk and history of a flood in the Adamsdown area?
A vital component in the legal process of purchasing a property involves the solicitor making an application for environmental searches that set out certain details with respect to Adamsdown flood risk. A more involved flood search, such as the Homecheck search, will typically be advocated by a Adamsdown solicitor, if in the event that the environmental search show that there is flood risk to the property.
Should we get a chancel search if I plan to purchase in the parish of Penmaen, near Adamsdown?
The conveyancing lawyer might recommend that a chancel search is ordered. In older areas of Adamsdown, chancel repair has the potential to be charged on new owners of a house where parish councils may have not done so in the past. It is not safe to rely on the historical behaviour of the parish council alone as a guide.
Unexpected personal circumstances dictate that we need to exchange on the conveyancing on our apartment as quickly as possible, do Homeward Legal have any extra fast Adamsdown solicitors ?
Homeward Legal has an extremely efficient approach to completing the legal work for customers to meet the clients needs.
Homeward Legal always introduce you to lawyers that will always efficiently communicate through the whole of the buyer and seller chain . Also , our carefully selected solicitors are actually chosen because they use leading edge fast response technology leading to a completion on your house move asap.
How is Stamp Duty Land Tax rates calculated and what should we pay on a £765000 home?
The rate of stamp duty you will owe will depend on the purchase price. It is £30600 on a £765000 residential property.
I have requested a quote from you. May there be any hidden charges?
No. Our solicitors never charge any additional fees. A Homeward Legal conveyancing quote is an single, accurate price the legal expenses for your sale or purchase.
Is it easy to sell a house without using an estate agent?
It’s relatively straightforward to sell your own home without involving an estate agent, although you should be warned that it’s a time-consuming process (which is why agents set a certain fee to pay for their time in getting your home sold).
First you need to get a proper valuation of your home, which can be done by paying a chartered surveyor and registered valuer, or you can research the house prices in the area for similar properties to get an idea of how they are selling.
Once you are happy with the price, you can advertise the property (there are several free sites that allow you to do this). Legally, you’re required to obtain an Energy Performance Certificate for the property before putting it up for sale, so you’ll need to organize a registered energy assessor to create this for you. Then you can start arranging viewings and negotiate an agreed price with anyone who is interested.
We would recommend, however, that you sign up with an estate agent as they can do all the leg work for you. The key thing, though, is to understand their fees and rates before signing an agreement with them.