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Transfer of Equity in Adlington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Adlington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Adlington clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Adlington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

Planning to moving to the area? Pertinent Adlington travel and public service facts and figures ;

Adlington station is almost a mile from Adlington and the nearest airport to Adlington is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 22 miles, Blackpool International Airport is 22 miles, Manchester Terminals 1 & 3 Airport is 22 miles, Manchester Terminal 2 Airport is 22 miles and Eccles Airport is 14 miles away.

Wigan, Royal Albert Edward Infirmary is the neighbouring hospital.

Q.

I am trying to find a cheap Adlington solicitor to buy leasehold property. because we are on a limited budget.

A.

Many online and high street conveyancers claim to offer cheap conveyancing, but extra charges are often hiding in the small print. This small print is often not read by buyers in a hurry. Third party costs, termed disbursements, to be paid should be included on your conveyancing quote Additional costs needs to be fair and clearly defined. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Our local agent has referred a law firm. Will it be cheaper to instruct this solicitor?

A.

An agent will often endorse a solicitor. If the agent is paid a referral fee, however, there is a risk that an agent may choose the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

Should I get a chancel search? I am buying a Adlington house on the same street as a church.

A.

Chancel repair can require some residential property owners to contribute towards maintenance of nearby church property. Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. Adlington church properties where a chancel search may be necessary include St John Mission Church and St Paul.

Q.

Do we need a house survey for our Adlington house purchase?

A.

It is suggested that most Adlington buyers book a home surveyor to carry out a survey. There can be many issues that can affect a property, that a solicitor will be unable to address, which include cavity wall tie failure.

Q.

Do we need a chancel search if I am intending to buy in the parish of Finsthwaite?

A.

Your solicitor instructed to handle the transaction may suggest a chancel search, regardless of the parish in which the property being purchased is located. In Adlington's much older areas, chancel repair dues can be collected on new owners of a property where church councils have previously chosen not to do so.

Q.

Doing ones own conveyancing without a Adlington conveyancing solicitor looks to be possible when buying and selling a maisonette. Would it actually be an unrealistic idea ?

A.

Hypothetically there is no argument why a home buyer cannot embark on the greater majority of the your own conveyancing on your own. That said, a Adlington lawyer handles a long list of roles from e.g. chasing any missing replies/clarifications to enquiries or verifying identities of transacting parties many of which require a qualified professional. In any event however, solicitors firms are required by their regulator to pay for appropriate cover to protect you from any professional negligence on the part of the solicitor.

Q.

What particular property searches does my conveyancing solicitor in Adlington carry out when carrying out the conveyancing for a Adlington home?

A.

The regular conveyancing procedure will be to get Local Authority (personal or official), Drainage and Water Search (CON29DW or personal), Environment Search and Coal Mining and perhaps area-specific searches, which may include a Subsidence.

Q.

In respect of the extensive flooding in Sept 2012 in North West England we are asking if property environmental searches aren't detailed enough?

A.

Your Adlington property solicitor will recommend that you get property conveyancing searches if the standard searches establishes a Adlington flood risk.

It may be sensible to converse with a local resident for that extra peace of mind.

 
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