For a lender, we have chosen Alliance and Leicester, what will I need to be aware of?
Traditionally, solicitors could carry out mortgage-related work for most lenders. Buyers should consider that some lenders have limited the firms who can act for them, which may result in increased legal costs for house purchasers. We can act for many lenders.
Which local authority is responsible for Aigburth?
Aigburth is located in Liverpool City Council, Municipal Buildings, Dale St, Liverpool, L2 2DH, phone: 01512 333 000
I plan to buy a home in the parish of Ardwick. Should we order a chancel search?
Your Aigburth conveyancing solicitor could advise a chancel search. In Aigburth's much older areas, chancel repair dues can be collected on the current owners of a home where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners, so indemnity insurance may be advisable even if liability is unlikely.
Will my assigned Aigburth solicitor in form me about the amount of council tax to be paid for a Band F townhouse prior to exchanging contracts?
A solicitor will write to the council to find out the correct council tax rates, which will be added to the title report. The correct rates for properties in Aigburth are set out in detail on the Liverpool local authority site. At the time of writing, 20 August 2012, rates for all bands are:
- Band A - £1,017.00
- Band B - £1,187.00
- Band C - £1,357.00
- Band D - £1,526.00
- Band E - £1,865.00
- Band F - £2,204.00
- Band G - £2,544.00
- Band H - £3,052.00
When should I book a removals firm?
It’s very tempting to get wrapped in the excitement of moving home and wanting to get everything sorted out and in the diary. But, if you book a removals firm too early, prior to the exchange of contracts (when the date and time of completion is legally set), you risk the possibility that the date might change, thereby having to pay a fee to the removals firm to change the plans.
There is nothing stopping you in contacting a selection of firms to get a quote for removal and to negotiate the possibility of pencilling a date in but ensure you obtain agreement that this is subject to change and confirmation.
The estate agent has referred a property solicitor who they generally use. Will it be more cost-effective to instruct them?
Many agents have arrangements with solicitors where they refer clients to them. Such referrals should be compared to other online or local firms, as there is a risk that the agent may suggest the firm which pays to the largest referral fee, not the most suitable for you.
How long will it take for my property lawyer to exchange the conveyancing formalities on a terraced Edwardian home?
The legal process can take anywhere between around a month and twelve weeks, which can be hampered by any number of things e.g. the efficiency of the sellers solicitor, or re-negotiations following a survey. Our proactive property lawyers are focused on communication completing as quickly we can.
If there are outstanding works approved in the planning consent, can I still use it?
Generally speaking, planning permission legally has to have an expiry date, which is usually for a period of three years from approval for the building work to start (and not necessarily complete, unless the consent has a suitable caveat).
This means that the consent is against the property and the intended construction rather than the person who made the application. As such, if the planning consent remains within the expiry period, the agreement is transferrable to the new owner of the property.
Your solicitor will be able to provide further advice, once enquiries with the local authority have been satisfactorily completed as part of the conveyancing.