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Conveyancing in Aintree Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 10/02/18

Thinking of moving to the area? Helpful regional transport and services facts and figures ;

Aintree's closest airport is Liverpool John Lennon Airport (10 miles). Blackpool International Airport is 22 miles, Howarden Airport is 22 miles and Eccles Airport is 23 miles away and Aintree's nearest station is Fazakerley at 1 mile s.

Commuters are well served with Aintree being well placed with very convenient road access very close at roughly 1m of the M57 Junction 7 Southbound.

Fazakerley Liverpool is the nearest hospital to Aintree.

Q.

Can you confirm your cheapest fee for a £641,000 home? I need an affordable conveyancing estimate.

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many buyers paying out more than they anticipated in the end. Many property lawyers purport to offer supposedly cheap conveyancing quotes, but additional fees are frequently hidden in the solicitor's terms of engagement. This small print is often not read by buyers in a hurry. Fees should be clearly defined.

Q.

What will the council tax cost me on a new build Band D maisonette in Aintree?

A.

The relevant council tax band should commonly be reported in the title report along with the governing local authority

The correct charges for residents of Aintree are set out online at the Sefton local authority site. On (12 August 2012) rates are:

  • Band A - £997.00
  • Band B - £1,163.00
  • Band C - £1,329.00
  • Band D - £1,495.00
  • Band E - £1,827.00
  • Band F - £2,159.00
  • Band G - £2,491.00
  • Band H - £2,990.00

Q.

Is there anything we can do to get out of paying HMRC stamp duty?

Stamp duty mitigation is not advised when buying in Aintree, as such schemes are highly expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been a range of official schemes, however, such as for first-time buyers. You will be able to confirm your eligibility for any such active initiatives with your solicitor..

Q.

The owner appears to have fitted unfitting roof aerials on the flat in Aintree which might possibly break conservation area guidelines

A.

Your property lawyer will always identify if your new home is within a designated conservation area and whether any alterations have required permission from the local planning authority.

Q.

What sort of local environmental searches into the potential risk of floods in the Merseyside area will the Aintree property solicitor carry out?

A.

An essential component in the conveyancing protocol of purchasing a property involves a conveyancer making an application for conveyancing and environmental searches that give detail on the subject of the local Aintree flood risk. In addition a conveyancer in Aintree may possibly propose a more involved (e.g. Landmark) detailed local Aintree area search.

Q.

How much will searches cost?

A.

The cost of Aintree conveyancing searches varies noticeably, and will be dependent on your lender's requirements. Searches are disbursements paid to a third party.

Q.

I am completing next March. What will be calculated for Stamp Duty Land Tax?

A.

Stamp Duty is calculated with reference to the valuation. It is £0 on a £94000 property.*

*(Source - www.gov.uk, November 2012)

Q.

Is gazumping common practice in Aintree?

A.

This happens when a home owner accepts the 1st buyer's offer, only to reject it, opting for a better offer. This may happen weeks into a transaction. Though being gazumped is uncommon when property prices are falling, there is still a risk. Instructing a solicitor early, and even before acceptance of an offer to handle your transaction should help to reduce the likelihood of gazumping.