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Transfer of Equity in Albany Park

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Albany Park.

Remortgage Solicitors Albany Park

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Albany Park clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Albany Park Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/17

Intending to relocate to Albany Park? Relevant local Albany Park travel and services details:

The closest station to Albany Park is Albany Park. London City Airport is 6 miles from Albany Park. London Heliport Airport is 14 miles, Gatwick South Terminal Airport is 23 miles, Gatwick North Terminal Airport is 23 miles, Heathrow Terminal 4 Airport is 25 miles, Northolt Jet Centre Airport is 25 miles, Elstree Airport is 25 miles, Rochester Airport is 18 miles and London Biggin Hill Airport is 9 miles away.

The most convenient hospital to Albany Park is Queen Marys Sidcup.

Q.

Can you confirm your cheapest fee for a £680k property? We are looking for an affordable conveyancing quote.

A.

This matter catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors claim to offer cheap conveyancing, but extra fees may inflate the final bill.

Q.

What is the council tax on a Forties converted Band H property in Albany Park?

A.

You will be given detail on your new property's band in the report on title. The latest tax rates for Albany Park are listed on the Bexley local authority site. At the time of writing, 29 January 2013, band rates are:

  • Band A - £957.00
  • Band B - £1,116.00
  • Band C - £1,276.00
  • Band D - £1,435.00
  • Band E - £1,754.00
  • Band F - £2,073.00
  • Band G - £2,392.00
  • Band H - £2,871.00

Q.

For our mortgage lender, we have chosen Lloyds TSB, what do I need to consider?

A.

Traditionally, almost all solicitors could perform legal work for both buyers and mortgage lenders. Purchasers should know that, recently, a number of lenders have reduced their 'solicitor panel', resulting in higher legal costs for purchasers if their solicitor is unable to act both on their behalf, and for their lender. Homeward Legal can act for most mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

Would it be insensible to enact the conveyancing myself on my own.

A.

Technically there is no argument at all why you shouldn't undertake the your own conveyancing without assistance. However, a conveyancing solicitor takes care of a significant number of tasks e.g. checking redemption statements and locating planning docs some of which require adequate training.

Q.

Which factors help with ensuring a fast exchange and completion?

A.

Importantly, finding a proactive conveyancing solicitor is crucial to buying faster. When finding a conveyancing solicitor, : Do they use email as the preferred mode of communication? Will they work on a 'no sale, no fee' basis? Was there a delay delivering a quote?

Q.

Our purchase will complete on 22nd June, how is stamp duty tax worked out?

A.

The rate of stamp duty which will be owed is dependent on the house's value. It will be £26480 on a £662000 property (accurate March 2013).

Q.

I've had a conveyancing quote from you. Will there be any hidden costs?

A.

We will never charge any hidden extra fees. Your quote is an single, accurate fee the legal costs for your move.

Q.

What kind of enquiries in relation to the uncertain risk of local flooding around Bexley will the Albany Park lawyer look into?

A.

An essential step in the legal due diligence procedure of purchasing a property involves a solicitor conducting environmental searches that provide some details about the risk of flooding in Albany Park.

 
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