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Transfer of Equity in Alcester

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Alcester

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Alcester clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Alcester Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Alcester area info

Kinwarton Dovecote National Trust Coughton Court Historic Houses Association and Billesley All Saints Churches Conservation Trust are in the vicinity of Alcester.

Alcester's closest train station is Wilmcote at 5 miles. The nearest airport to Alcester is Defford Airport (disused) Airport (15 miles). Birmingham Airport is 18 miles, Coventry Airport is 21 mile and away.

The nearest hospital to Alcester is Alcester.

Q.

We need to find the cheapest conveyancing quote. What should be watch out for?

A.

Several conveyancers claim to offer so-called cheap conveyancing quotes. Unfortunately extra fees will be included in the terms and conditions. These terms are often ignored by excited buyers, eager to get underway. Charges should be clearly defined.

Q.

What are conveyancing searches in regard to?

A.

Searches are common set of queries performed in the interest of the purchaser, including a brine search, and refer to legal-related matters.

Q.

The internet is full of an abundance of guidebooks going into great depth on how to do DIY conveyancing for example Buying, Selling and Letting Property . Do we necessarily want to use a Alcester lawyer for my home move?

A.

Should you desire t attempt to do this you can feasibly take care of the if not all of the legal work without the help of a professional Alcester property solicitor. Needless to say legal firms would argue that this is a potentially hazardous approach as amateur lawyers are taking risks without applicable professional indemnity insurance which all solicitors are bound to have.

Q.

For a fast completion to buy a £ 454k property, how could we accelerate our conveyancing process?

A.

Instructing a proactive, diligent conveyancing solicitor is the key to a fast transaction. Consider the following when selecting:

  • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
  • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
  • Do they offer 'instant' online quotes?

Q.

Should we get a chancel search? We are purchasing in Alcester.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Alcester property likely to be affected. A chancel search is employed to check whether such a liability exists. The solicitor handling your conveyancing will confirm that a chancel search is appropriate. Church of England properties in the area include St Nicholas.

Q.

Which environmental factors can affect land in Alcester?

A.

Residential property in Alcester may have been contaminated by a broad range of environmental factors. Contaminants such as sand or gravel pits or pollution incidents should be reported on during conveyancing searches.

Q.

Does the Alcester property solicitor report back to me about the cost of the council tax for a Band F apartment prior to exchange of contracts?

A.

A property lawyer will write to the Stratford-on-Avon local authority to enquire about the currently applicable council tax charges which should then be written in the conveyancer's title report. The latest tax charges for homes in Alcester are tabled at the Stratford-on-Avon local authority website. At the time of writing (01 July 2012) rates are as follows:

  • Band A - £1,011.00
  • Band B - £1,179.00
  • Band C - £1,348.00
  • Band D - £1,516.00
  • Band E - £1,853.00
  • Band F - £2,190.00
  • Band G - £2,527.00
  • Band H - £3,032.00

Q.

Flood risk searches are all well and good but in light of recent events such as the major flooding in 2012 in the Midlands are they sufficient to advise us sufficient information about the risk of flooding in Alcester?

A.

Flood risk searches conducted by your property lawyer in Alcester should include a more detailed Landmark flood search if it is felt necessary.

It may be sensible to also speak to a local resident to gain added assurance.

 
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