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Transfer of Equity in Alford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Alford.

Remortgage Solicitors Alford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Alford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Alford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Planning to moving to Alford? Relevant regional public service information

The nearest station to Alford is Thorpe Culvert, approximately 10 miles away. The closest airport to Alford is Kirmington, Humberside International Airport (31 miles).

Skegnesst General hospital is relatively close to Alford.

Q.

How do we get the best conveyancing rates for a £457,000 property?

A.

Many solicitors advertise so-called cheap conveyancing quotes, but extra charges are often hiding in the terms of engagement which buyers and sellers may have not read carefully The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

We are buying a house, is it important that property searches are undertaken?

A.

Searches are standard queries ordered by the buyer's solicitor via specific authorities, such as a local authority search. These will not identify structural issues.

Q.

At what point do you need to instruct a conveyancer in Alford?

A.

With few exceptions, the sooner you instruct a firm, the better. Instructing a solicitor early can reduce any chance of your transaction falling through.

Q.

Is a bankruptcy search a fee or disbursement?

A.

Some conveyancers pass off fees which should be included as disbursements. It is not always clear whether a cost is a disbursement or not, and if it ought to be included. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

In respect of the major flooding in Sept 2012 in the East Midlands, I am wondering if environmental searches might not be detailed enough?

A.

A competent Alford property solicitor should get additional flood searches if the initial search establishes a any kind of Alford area flood risk

You might be able to converse with a future neighbour to gain further assurance.

Q.

What is the council tax on a Sixties detached dwelling in Alford?

A.

Ordinarily, the title report will include the appropriate East Lindsey council tax band. The latest tax charges for Alford are tabled at the East Lindsey council site. On 29 December 2012 the rates are:

  • Band A - £931.00
  • Band B - £1,086.00
  • Band C - £1,241.00
  • Band D - £1,396.00
  • Band E - £1,706.00
  • Band F - £2,017.00
  • Band G - £2,327.00
  • Band H - £2,792.00

Q.

Do you have good solicitors that handle residential property auction conveyancing in Alford?

A.

Homeward Legal frequently handle the legal work for buyers and sellers at auction. We usually tell buyers at auction to choose a SRA regulated lawyer before the auction day for a full investigation of the legal documents. Following the date of the auction your chosen lawyer is fully focused on finishing the conveyancing within the limited time frame as required .

Q.

Our lender is Bank of Scotland, what do I need to consider?

A.

Buyers in Alford need to be aware that, recently, a number of lenders are now reducing their 'solicitor panel'. For buyers, this can result in significantly increased conveyancing costs. We are able to act on behalf of the majority of lenders to ensure that you will not need to pay any additional legal fees to your lender's solicitor.

 
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