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Conveyancing in Alnmouth Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Planning to moving to the area? Helpful regional services information

The nearest airport to Alnmouth is Newcastle Airport (25 miles). and the closest train station to Alnmouth is Alnmouth, around a mile away.

Q.

Local Alnmouth attractions

A.

Coquet Lighthouse, Warkworth Castle and Hermitage English Heritage and Alnwick Castle Historic Houses Association are in the vicinity of Alnmouth.

The nearest hospital is Alnwick Infirmary.

Q.

We need to find a solicitors firm that offers cheap conveyancing. What do we need to check for?

A.

This catches out many home owners, and can leave them paying far more in conveyancing fees than they budgeted, and many firms promote supposedly cheap conveyancing, however extra fees will be included in the terms and conditions. Busy, stressed home owners ignore these terms at their peril. Any charges ought to be fair and reasonable. They only apply to matters if the conveyancer is required to complete extra work , which could not be anticipated at the start of the process. Your quote should, in addition, define the disbursements to be paid.Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

For a property valued at £1115000, how is stamp duty calculated?

A.

SDLT will rely on a small number of factors, primarily the house's purchase price. It will be £55750 on a £1115000 home.*

*This information accurate as of September 2012

Q.

Could tungsten contaminate land in Alnmouth?

Policies and legislation are in place to control pollution, waste, water and chemical contamination. Various bodies hold data on land contaminants affecting Alnmouth, including local authorities.

Q.

Do we need to get a chancel search? We are buying a residence in Alnmouth.

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Alnmouth Church council. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Alnmouth churches where chancel liability may apply include St John the Baptist.

Q.

How early is it wise to get a conveyancing solicitor?

A.

In simple terms, as soon as possible, as there are a number of tasks that may be performed straight away. Instructing your solicitor sooner can reduce any chance of the sale or purchase aborting.

Q.

What can impact land in Alnmouth, and should they be a problem?

A.

Residential property may have been contaminated by a broad range of natural causes and human activities, and an environmental search should reveal whether a home may be affected by contaminants like shallow mining and military land.

Q.

Do we need to instruct the property lawyer who often works with by our local agent?

A.

Both agents and mortgage brokers may recommend a conveyancing solicitor, however, these referrals need to be weighed up against alternatives, as an agent may select whichever firm pays the most per referral, not the law firm with the best reputation.

Q.

Conveyancers in Alnmouth conduct varied property if instructed by a home purchase client, what actual searches?

A.

If you are obtaining a mortgage the lender mandates a solicitor to get at least these searches - Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental as well as any unique particular for example a SIM.

 
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