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Conveyancing in Alnmouth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/05/18

Planning to moving to the area? Helpful regional services information

The nearest airport to Alnmouth is Newcastle Airport (25 miles). and the closest train station to Alnmouth is Alnmouth, around a mile away.

Q.

Local Alnmouth attractions

A.

Coquet Lighthouse, Warkworth Castle and Hermitage English Heritage and Alnwick Castle Historic Houses Association are in the vicinity of Alnmouth.

The nearest hospital is Alnwick Infirmary.

Q.

We need to find a solicitors firm that offers cheap conveyancing. What do we need to check for?

A.

This catches out many home owners, and can leave them paying far more in conveyancing fees than they budgeted, and many firms promote supposedly cheap conveyancing, however extra fees will be included in the terms and conditions. Busy, stressed home owners ignore these terms at their peril. Any charges ought to be fair and reasonable. They only apply to matters if the conveyancer is required to complete extra work , which could not be anticipated at the start of the process. Your quote should, in addition, define the disbursements to be paid.Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

What can impact land in Alnmouth, and should they be a problem?

A.

Residential property may have been contaminated by a broad range of natural causes and human activities, and an environmental search should reveal whether a home may be affected by contaminants like shallow mining and military land.

Q.

In what ways does a Alnmouth conveyancing solicitor report back on the potential risk of a flood in Alnmouth?

A.

An important step in the conveyancing protocol involves the conveyancing lawyer making an application for property environmental searches that offer specific information with respect to Alnmouth area flood risk. An inexpensive (around twenty pounds) and more thorough conveyancing search, such as the Homecheck search, may be recommended by your lawyer in Alnmouth if in the event that the initial searches highlight a risk of flooding.

Q.

How early is it wise to get a conveyancing solicitor?

A.

In simple terms, as soon as possible, as there are a number of tasks that may be performed straight away. Instructing your solicitor sooner can reduce any chance of the sale or purchase aborting.

Q.

Do we need to get a chancel search? We are buying a residence in Alnmouth.

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Alnmouth Church council. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Alnmouth churches where chancel liability may apply include St John the Baptist.

Q.

Will the property report compiled by the conveyancing solicitor in Alnmouth give information the amount of council tax on a Band F flat prior to completion?

A.

The lawyer will consult with the governing local authority to ascertain the correct council tax band and rates, which will be added to the conveyancer's title report. Correct charges for homes in Alnmouth are detailed at the local authority site.

Q.

I have found a plethora of useful books on the subject of do it yourself conveyancing. Do I actually need to use a property lawyer in Alnmouth ?

A.

Legally speaking there is absolutely no argument at all why you cannot do the legal work without assistance. In reality however, a conveyancer in Alnmouth typically handles a huge array of assignments e.g. chasing completion statements and dealing with requisition on os1 most of which require a qualified professional.

Q.

Nationwide Building Society will be our mortgage lender, what do I need to be aware of?

A.

When buying with a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. Buyers in Alnmouth should be aware that, over the last two years, some lenders have opted to reduce the size of their 'solicitor panel', potentially creating greater legal costs for property buyers. Homeward Legal can act for many mortgage lenders to keep legal costs to a minimum.